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StepChange: Debt advice reviews

4.92
Based on 18,682 reviews, last reviewed 23rd Sep 2026
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very helpful and very informative Very helpful and very informative Reviewed on: 23rd September 2026
EddieG's avatar
EddieG

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18682)

Review of the StepChange, Debt advice:

Retaking control

5
You've come to the end of your tether, swamped by red letters and final notices. So phone StepChange - one of the best half hours of your life. They sort out what you spend on what, what you owe, what you can afford to pay back after allowances are made for the amount you need to live on. Then they sort out the repayments (through them) and companies listen to them whereas they wouldn't listen to you, because they have standing. And the best bit (apart from the relief of finally doing something positive about things) is that they're a charity and won't charge you a penny. Reviewed on: 23rd April 2017

Excellent service has helped so much and put my mind...

5
Excellent service has helped so much and put my mind at ease Reviewed on: 27th May 2026

Step change helped me get my finances back on track...

5
Step change helped me get my finances back on track Reviewed on: 27th May 2026

Amazing Service

5
Amazing service and friendly people willing to help in anyway they can. Took all the hassle and stress out of dealing with my debts. Reviewed on: 27th May 2026

Staff are very professional and always give the righ...

5
Staff are very professional and always give the right advice Reviewed on: 27th May 2026

Stephchange is a reputable organisation that has hel...

5
Stephchange is a reputable organisation that has helped lots of people to deal with their debts including my family. I highly recommend them to anyone having a debt issue or advice. Reviewed on: 27th May 2026

Change have been so supportive and have helped m...

5
StepChange have been so supportive and have helped me to get back on track. I wish that I had asked for support sooner. They have got in touch with the creditors and always keep me informed. If I'm worried about anything the team get back to me within a few days. The team have been very supportive, Kind and professional Reviewed on: 27th May 2026

A weight lifted!

5
Step change made me realise that managing my debts was achievable. I’d been worrying about it for a while and felt embarrassed to contact them. They were so helpful. I felt like a weight had been lifted after I’d got in touch with them. I wish I’d done it sooner. Reviewed on: 27th May 2026

Great experience, just wish I had gone for it sooner!

5
I have had a great experience with Stepchange, I just wish I had gone for it sooner! I have found the customer support to be helpful and the platform that I use to check everything is going well is easy to use. Reviewed on: 27th May 2026

Phils Step Change review

5
The adviser is always helpful none judgemental and professional. I deal with all my sons financial affairs and this has been a great help to his mental health, as he does not have to worry about his debt’s because they are being managed correctly. Reviewed on: 27th May 2026

They are good sympathetic honest

5
They are good sympathetic honest Reviewed on: 27th May 2026