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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (16846 reviews)

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4.92

Based on 16,846 reviews, last reviewed 25th May 2026

102500% increase in 5 star reviews

in the past 90 days

900% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

The help I needed. Given great help by good people when I needed it the most. With Stepchange advice I was able to collate crippling depts into a manageable payments gi... Read more Reviewed on: 25th May 2026

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (16846)

Review of the StepChange, Debt advice:

Steps to mindful financial management

Step Change provided informative and easily accessible financial management support, at a time when I felt overwhelmed by debt and without any other alternative repayment options. Reviewed on: 9th June 2025

Fantastic support.

Step Change has been such great support through some difficult times, they have reduced the stress and strain from my situation. Thank you Step Change. Reviewed on: 24th July 2021

Brilliant and sympathetic help and advice

I had got myself into a very bad situation through my own stupidity. I was advised to contact Step Change and from day one they have been excellent in helping me to sort out my situation. The operators I have spoken to have all listened with a sympathetic ear and I have now got things under control. I always know that should I encounter any more difficulties, they are at the end of a phone. I am very grateful for the help I have received and I hope this will be recognised in the awards. Reviewed on: 24th July 2021

Very helpful and understanding

After struggling with my debts for years, finding StepChange was like a life saver. The people you speak to are always kind and helpful. I have recommended StepChange to other people also struggling with their finances. Reviewed on: 24th July 2021

freedom

I have finally paid each and everyone of my creditors. this was would not have been possible without the help from step change. It has taken me 6 years. from start to finish they have all been supportive of my predicament. Outstanding. I can never thank them enough. Reviewed on: 24th July 2021

Stepchange has helped us turn our lives around

Before my family sought help, we were struggling to keep our finances in check. We were owing to a number of creditors and couldn't see a way to pay them each month. From the start, the staff at stepchange have been exceptional and so understanding. Especially during the recent covid period. Slowly but surely we are working with them to get us into a position where we are finally debt free. We Couldn't have done it without stepchange. Thank you so much. Reviewed on: 24th July 2021

Overall customer service very good performance and reliability.

Step Change has helped me enough in dealing with my creditors. Excellent service. Reviewed on: 24th July 2021

Very helpful,and not at all judgemental

Very helpful,and not at all judgemental Reviewed on: 24th July 2021

Changed my life

Contacting Step Change was the best decision I ever made. I have gone from feeling like I was drowning in debt with no way out to feeling supported and reassured that things are going to get better. Reviewed on: 24th July 2021

Supportive, fantastic service

Step Change have always been incredibly supportive, non-judgemental and offer great advice and service Reviewed on: 24th July 2021

Much needed help.

After unexpected redundancy it was good to have help a call or email away. Reviewed on: 24th July 2021

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