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StepChange: Debt advice reviews

4.92
Based on 18,681 reviews, last reviewed 28th Aug 2026
98% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I got the help I needed to sort all my debts out and... I got the help I needed to sort all my debts out and now I am debt free Reviewed on: 28th August 2026
Amanda 's avatar
Amanda

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

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StepChange Debt advice reviews (18681)

It's already been over a year!

5
I've been with stepchange for over a year already! I'm very satisfied with debt management plan I have created with one of the stepchange workers. They're very understandable and can professionally treat your financial difficulties. Recommend Reviewed on: 7th July 2023

Very helpful and considerate

5
I contacted StepChange when I needed help managing my debts. They have been very supportive and helpful. I couldn’t ask for more. I am enjoying my freedom now. Thank you so much. Reviewed on: 7th July 2023

They help from deep of their souls!

5
I was totaly desperated, even more. My situation was so bad that I went in deep depresion. I lost my hope, I was worried about my life and my future. StepChange give me all support that I needed, and still supporting me! They are the best! Reviewed on: 7th July 2023

Great service

5
Easy to sort out your debts online great service well recommended Reviewed on: 7th July 2023

Help when I really needed it.

5
I found myself in a very lonely situation and was unable to see a way out of my financial position. I took the decision to reach out for help to Step Change and it honestly changed my whole world. Getting help initially was such a relief, and their ongoing support is absolutely incredible. If you’re looking for help with dept don’t wait any longer, they are here to help. Reviewed on: 7th July 2023

Life changing

5
Thank you so much for all your help you have had such a huge impact on my life and taken away so much stress, cannot thank you enough Reviewed on: 7th July 2023

Genuine and practical help!

5
It is hard enough seeking advice for debt. However, every call I have made to Step Change has made me feel like I was talking to someone who genuinely cared. There was no judgement, only great support, understanding and helpful solutions. Reviewed on: 7th July 2023

A sympathetic ear, a great service

5
Having heard about how fantastic this organisation was (through a friend) I decided to approach them for help. From the first phone call they were so supportive, informative, friendly professional and understanding. Five months on and they still maintain all these values and more. I can't speak highly enough of this amazing, vital organisation and I would urge anyone in financial difficulty to get in touch with these incredible people. Thanks to all of you I would Reviewed on: 7th July 2023

Very helpful and supportive

5
Stepchange have been very supportive of me and my debt problems. I don't feel judged and they deal with the bulk of the communication with my creditors. Reviewed on: 7th July 2023

Brilliant help given

5
Friendly Halpful advice given ,and put me on the right path for my situation thank you step change Reviewed on: 7th July 2023

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