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StepChange: Debt advice reviews

4.92
Based on 16,853 reviews, last reviewed 27th May 2026
102800% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
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3%
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Latest highest rating:

5

Amazing help Could not wish for anything better.Sorted out all my problems. Took all the stress and anxiety away..Never had to speak to creditors Step Change did e... Read more Reviewed on: 27th May 2026
Michael 's avatar
Michael

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16853)

Review of the StepChange, Debt advice:

Steps to mindful financial management

4
Step Change provided informative and easily accessible financial management support, at a time when I felt overwhelmed by debt and without any other alternative repayment options. Reviewed on: 9th June 2025

Step change saved my sanity

5
Step change literally saved my sanity by taking all my debts from my hands into theirs with no criticism whatsoever. Didn’t make me feel the total failure that I thought I was. They were and still are wonderful Reviewed on: 23rd July 2021

Peace of mind

5
Step Change were kind, caring and professional. They helped me to see that I could manage my debt simply and fairly. Reviewed on: 23rd July 2021

Turned my debt spiral around

5
I was spiralling further into debt that I couldn’t hope to pay off. With Stepchange’s help, I have turned that around, and I am half way through paying off all of my debts. Reviewed on: 23rd July 2021

An excellent service by knowledgeable honest team

5
Without StepChange support I couldn't be in a position to control my financial at all! Reviewed on: 23rd July 2021

Excellent

5
Struggling with debt is a major problem for many of us and the associated shame. After making the initial phone call to Stepchange they were very understanding and I felt a sense of relief. They made the whole process extremely easy to understand and the repayment schedule seamless. Reviewed on: 23rd July 2021

Stepchange saves me

5
Stepchange help a lot of people, especially me, they always understand whatever your financial situation is, they will give more options to get out of debt. That's why I have my vote to them!!! Reviewed on: 23rd July 2021

Best thing I ever done

5
I have been supported by Step Change for a long time, at first I felt embarrassed by my situation but after finally contacting them a weight was lifted. The advice and support they provide is invaluable and I would shout my recommendation from the rooftops. If you need advice and support with debt do not hesitate to contact them it will help you so much and you feel that you are in good hands. Absolutely excellent. Reviewed on: 23rd July 2021

Excellent service, no hassle!

5
The company understands your financial situation and works with you to find an affordable amount to pay towards your creditors. However, you have to come clean and tell about all the creditors. Reviewed on: 23rd July 2021

I can sleep at night

5
They have been so helpful to me with common sense and practical advice these past few years so I am able to now sleep at night knowing I am reducing my debts and that Stepchange are working together with my debtors to ultimately repay my debts Reviewed on: 23rd July 2021

Very helpful & friendly staff!

5
They have helped me so much in my financial and mental stress of advising me every step of the way! Reviewed on: 23rd July 2021

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