Smart Money People Logo

StepChange: Debt advice reviews

4.95
Based on 14,720 reviews, last reviewed 16th Apr 2026
25% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing service Stepchange have been amazing help. Debt advice plan in place amazing customer service Reviewed on: 16th April 2026
Kelly h's avatar
Kelly h

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025
Magda 's avatar
Magda

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Review StepChange: Debt advice now

Help others make smarter decisions by sharing your own experience. Write a review

StepChange Debt advice reviews (14720)

Excellent

5
Very easy to deal with helped me no end very professional Reviewed on: 22nd July 2021

Took away my worries

5
I was in a terrible way with my finances before I spoke to stepchange, they were helpful, informative and reassured me. After my initial phone call I felt at ease finally. They have been really helpful with any further enquires I had and I was made to feel that nothing was too much, even when I was a blubbering mess. Reviewed on: 22nd July 2021

The most incredible, easy & understanding debt help

5
I can’t thank StepChange enough for what they did to help me. They made what was a very difficult time manageable and they have provided me with so much help and support. I felt so uneasy talking about my situation but they way they are set up with there online tools takes all the pressure away and at no point did I feel uncomfortable nor pressured into explaining how I ended up in the place I was. I cannot thank them enough! Reviewed on: 22nd July 2021

Stepchange Vote

5
Stepchange have helped me and my family to press on through our very difficult times, we cant thank them enough for their friendly, kind and very knowledgeable professional help, super thanks Reviewed on: 22nd July 2021

Just perfect

5
Amazing company that have helped me and my partner get back to enjoying life without financial worries. Fantastic staff that are understanding and just want to help in any way they can to keep you in touch with repayments and clearing your debt the quickest and most affordable way. Reviewed on: 22nd July 2021

EXCELLENT RELIABLE

5
Everything is excellent, good customer service, clear explanations especially to the customer that English is not their first language. Reviewed on: 22nd July 2021

Empathetic, supportive, knowledgeable debt management company

5
Step Change holds your hand through the process of debt management which can be a scary place. They keep you informed at all stages and help to ensure you can meet your repayment plan. They’re very friendly, approachable and knowledgeable and always available with a listening ear and a calm voice. Can not recommend highly enough Reviewed on: 22nd July 2021

Yb

5
Good service & good company thanks Reviewed on: 22nd July 2021

Best way to sort out your debt

5
I was in a lot of debt until talked to yourselves you talked over all my income and outgoings worked out a monthly payment I never thought I would see the end of it but I will have it paid of in August Reviewed on: 22nd July 2021

Amazing service

5
Very helpful & understanding of your circumstances. Never judge. Reviewed on: 22nd July 2021

Do you have a different StepChange product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from StepChange?

  • Mortgage Broker

    from StepChange 5.00 from 6 reviews
    StepChange
    View all products