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StepChange: Debt advice reviews

4.92
Based on 18,668 reviews, last reviewed 25th Jul 2026
75660% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Made me feel at ease explaining my situation, helped... Made me feel at ease explaining my situation, helped us so much Reviewed on: 25th July 2026
 Lmozo's avatar
Lmozo

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18669)

Review of the StepChange, Debt advice:

Caring understanding helpful

5
They helpt me when I was at the end of my tether.They listened,reassured me.Made me feel confident, in dealing with my problem.So I would say simple the best and thank you. Reviewed on: 22nd July 2021

Life Changing Experience

5
StepChange were absolutely fantastic at sorting out my credit card and Loan debts. I am now on a monthly repayment plan with all my creditors making the whole financial situation manageable. This removed all the major stress levels and allowed us to move on with our lives and not having to worry about what may be coming through the door. As long as you stick with your plan and review your financial situation once a year with StepChange your life will become a great deal easier. Do not be embarrassed with regards to asking for help and contact StepChange as soon as possible. Reviewed on: 27th May 2026

Very good at understanding our situation

5
Very good at understanding our situation Reviewed on: 27th May 2026

I cannot thank step change enough for their help and...

5
I cannot thank step change enough for their help and advice . So kind and understanding . I have worked all my life from 15 years of age and in my 60s my health deteriorated ending up unable to continue the job I loved . Worrying over how I was going to continue paying credit cards etc I was put into contacting step change , I have never looked back after the worry lifted and with their help I could now have peace of mind . Thank you step change for everything Reviewed on: 27th May 2026

Debt advice..

5
I found virtually every member of the Step Change Staff I spoke to most helpful with my queries Reviewed on: 27th May 2026

I don’t feel embarrassed at all talking to the colla...

5
I don’t feel embarrassed at all talking to the collages at Step Change.The hardest part was to take the first step in phoning.All the collages were friendly and very patient with me. Reviewed on: 27th May 2026

Relief!!

5
What a blessing was to find StepChange and what a relief it was when StepChange took care of our debts. Reviewed on: 27th May 2026

You really helped me out and gave great advice and h...

5
You really helped me out and gave great advice and help . Everyone has always been so friendly, helpful Reviewed on: 27th May 2026

Have been using for a while now.

5
Have been using for a while now. Customer service is mostly great and it was a great relief to begin with. Reviewed on: 27th May 2026

Help cost come down

5
They have helped me and my family through a difficult period when my wife lost her job during covid our cost spiraled and they supported me in bringing those costs down. Thank you Reviewed on: 27th May 2026

StepChange have been excellent helping me set up my...

5
StepChange have been excellent helping me set up my Debt Management Plan. They have been supportive and non-judgemental making a very stressful situation much easier to deal with. Would highly recommend them to anyone needing sound, reliable advice and help with debt problems. Reviewed on: 27th May 2026

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