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StepChange: Debt advice reviews

4.95
Based on 14,715 reviews, last reviewed 31st Dec 2025
67% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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3%
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Latest highest rating:

5

I was so stressed wished I had done this years ago m... I was so stressed wished I had done this years ago made my life so simpler and learned to live within my means. Reviewed on: 31st December 2025
Debbie P's avatar
Debbie P

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025
Magda 's avatar
Magda

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

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StepChange Debt advice reviews (14715)

Staff are always helpfull give right advice.

5
Staff are always helpfull give right advice. Reviewed on: 25th May 2025

I don’t think words can fully express how grateful I...

5
I don’t think words can fully express how grateful I am to StepChange. I was in a very dark place, struggling with serious debt and the mental toll that came with it. It reached a point where my wife had to step in and help me manage the situation because I simply couldn’t cope anymore. From the moment I contacted StepChange, I felt supported. They treated me with understanding, dignity, and respect—something that felt rare at the time. Their team didn’t just offer financial advice; they gave me hope and a clear path forward. The burden I carried mentally and emotionally began to lift once I started following the plan they helped me put in place. It’s not an exaggeration to say that StepChange saved my life. They’ve helped me regain control, not just of my finances, but of my mental well-being too. To anyone who’s struggling: please reach out to them. There is help, and there is hope. I’ll forever be thankful for what StepChange has done for me and my family. Reviewed on: 25th May 2025

Brilliant, knowledgeable staff

5
You would expect an organisation such as Step change to have many sensible suggestions regarding debt management. The difference, to me, has been the staff; ie not just knowledgeable, but friendly, helpful, and non-judgemental . Reviewed on: 25th May 2025

Always brilliant and always very helpful in all ways.

5
Always brilliant and always very helpful in all ways. Reviewed on: 25th May 2025

Excellent from the very first step made me feel so a...

5
Excellent from the very first step made me feel so at ease Reviewed on: 25th May 2025

Very helpful staff.

5
I have found every time I have contacted stepchange they have always been very helpful. Reviewed on: 25th May 2025

My life is back on track, thanks to Step Change!

5
Step change allowed me to get a grip on my spiralling debt. I was extremely stressed at the thought of sorting it all out, but the phone call was straightforward, although it took time and was in depth, I was so pleased it was finally sorted out. Since then, my yearly review is easy to complete. Thank you Step Change for all your help, you really did change my life. Reviewed on: 25th May 2025

Best support

5
I was in a difficult situation at the start but the team helped me every step of the way Reviewed on: 25th May 2025

helpful and friendly staff

5
Step change are always helpful when I phone.it does take a bit of a wait but that is understandable busy the lines are busy.I also emailed them,they answer quickly and efficiently.All staff are friendly and helpful. Reviewed on: 25th May 2025

really helpful and support...

5
The lady I spoke with was really helpful and supportive, talked me through the process and advised me accordingly. Reviewed on: 25th May 2025

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