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StepChange: Debt advice reviews

4.95
Based on 16,601 reviews, last reviewed 10th May 2026
90700% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
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Latest highest rating:

4

manage your finances better The opportunity to receive free impartial advice is paramount to feeling confident again about your finances. The advice that you receive from StepCha... Read more Reviewed on: 10th May 2026
Paul Tiplady's avatar
Paul Tiplady

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

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StepChange Debt advice reviews (16601)

Step change sorted everything for me and gave me pea...

5
Step change sorted everything for me and gave me peace of mind Reviewed on: 6th May 2026

I was at a point where I didn’t think I could get th...

5
I was at a point where I didn’t think I could get through this, but I have just over a year left. Super helpful, and straightforward. Highly recommend Reviewed on: 6th May 2026

All advisers are polite and deal your problems effec...

5
All advisers are polite and deal your problems effectively Reviewed on: 6th May 2026

This has been a smooth and excellent service from th...

5
This has been a smooth and excellent service from the start Reviewed on: 6th May 2026

Best service ever!

5
Since day one I have received a brilliant service. When I struggled with updating my outgoings, one phone call and the agent was able to assist. I had to request a short payment break and they were really understanding and helpful. Their service is second to none and they are extremely emphatic. Reviewed on: 6th May 2026

Very helpful

5
Very helpful. I couldn't have managed my debts so well without them. I recieved all the information I needed. and the people I spoke to were friendly and practical. Definitely reccommended! Reviewed on: 6th May 2026

StepChange have literally given me my life back and...

5
StepChange have literally given me my life back and I can breath again. They have been absolutely wonderful to deal with listening and speaking with a great deal of emapthy. Reviewed on: 6th May 2026

I had been struggling with my debt for over a year a...

5
I had been struggling with my debt for over a year and felt overwhelmed and stuck in a never ending cycle. StepChange helped me to make sense of my debts, create a budget and make a plan to get me debt free within a set timescale, they gave me some light at the end of what had become a very long and dark tunnel. With StepChanges help I am now able to look forward and feel I have more control over my life and finances. Reviewed on: 6th May 2026

The best thing I could have done.

5
The best thing I could have done. Unable to make the repayments on loans, car finance and overdrafts after COVID I was drowning and stressed. After an internet search I found Stepchange and after a bit of reading plucked of the courage and reached out. From that moment on stress has lifted, my debt is managed and repayments manageable. I am still embarrassed that I ended up hear but have told close family and friends who are supportive. Only negative is impact on credit score but there has to be consequence I guess. Only 18 months to go and that will be sorted too. Stepchange you are great ! Reviewed on: 6th May 2026

A friendly and helpful service

5
A friendly and helpful service that gave me a way out of some pretty heavy debt. I'm hugely grateful for their help and advice. Reviewed on: 6th May 2026

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