Paid advertisement
Smart Money People Logo

StepChange: Debt advice reviews

4.92
Based on 18,084 reviews, last reviewed 28th May 2026
161750% increase in 5 star reviews
in the past 90 days
1300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Without the support of Step Change I don’t think I c... Without the support of Step Change I don’t think I could have tackle my dent problems and felt safe to do so Reviewed on: 28th May 2026
Catherine M's avatar
Catherine M

Latest lowest rating:

1

Extremely difficult to get to speak to someone at le... Extremely difficult to get to speak to someone at least 90 minutes on hold asked now on four occasion for a debt to be added to my plan but still hasn... Read more Reviewed on: 27th May 2026
MDB M's avatar
MDB M

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18084)

Review of the StepChange, Debt advice:

Steps to mindful financial management

4
Step Change provided informative and easily accessible financial management support, at a time when I felt overwhelmed by debt and without any other alternative repayment options. Reviewed on: 9th June 2025

Excellent Support

5
StepChange gave me second life and Support for me Reviewed on: 3rd September 2021

took the misery out of my debt situation

4
quickly became an ally when i needed assistance Reviewed on: 3rd September 2021

Getting ur debts in place with more affordable payment each month much easier than paying different dates through a month period

4
Great company belongs you keep them updated Easy to talk to so great customer service Makes your debts easier to control with one simple payment each month To be honest I would off probably had to have gone bankruptcy if it wasn't for step change Thankyou for all your help Reviewed on: 3rd September 2021

Very satisfied client of Step Change

5
Step Change have helped me over the last 4 years and I couldn't be more happy with the service and advice that they have given me during this time.. Reviewed on: 3rd September 2021

Supportive charity

5
I can sleep at night because of their support and help. Reviewed on: 3rd September 2021

Outstanding

5
I thought my life was going to fall apart because of my debt, yet StepChange made me feel like I wasn't alone and that there was an answer. I'm still paying off my debts, but StepChange has meant that it is no longer daunting and is simply another regular and manageable outgoing. I couldn't recommend them enough. Reviewed on: 3rd September 2021

Helpful debt management company

5
It was like having a massive weight lifted from my shoulder when I spoke to Step Change Reviewed on: 3rd September 2021

A weight was lifted & i found light at the end of a very dark tunnel

5
I was desperate when I contacted stepchange. They explained all my options even suggested what might be best for the circumstances I was in. Their help saved my mental health. Before reaching out I felt trapped & overwhelmed & genuinely did not no where to turn. I used step changes debt calculator and then spoke to someone over the phone who helped me set up a DMP. I feel relieved. Reviewed on: 3rd September 2021

Excellent service

5
Most helpful and attentive Most reliable and pleasant service Reviewed on: 3rd September 2021

Step Change

4
Friendly helpful and always willing to listen and understand people's personal situations, without passing judgement. Reviewed on: 3rd September 2021

Do you have a different StepChange product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from StepChange?

  • Mortgage Broker

    from StepChange 4.26 from 6 reviews
    StepChange
    View all products