Paid advertisement
Smart Money People Logo
Newsletter

StepChange: Debt advice reviews

4.92
Based on 18,672 reviews, last reviewed 5th Aug 2026
65% increase in 5 star reviews
in the past 90 days
29% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

They helped me a lot took pressure of off me so I no... They helped me a lot took pressure of off me so I now can relax and not have to worry about robbing Peter to pay Paul Reviewed on: 5th August 2026
Anne C's avatar
Anne C

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18672)

Review of the StepChange, Debt advice:

Steps to mindful financial management

4
Step Change provided informative and easily accessible financial management support, at a time when I felt overwhelmed by debt and without any other alternative repayment options. Reviewed on: 9th June 2025

Life Changing

5
Step change has changed my life for the better. They’ve helped me and my family , live with no stress and endless worry. The management and staff were exceptional, and friendly, always there to help you, and never judge you in anyway. Thank you Step change, I salute you . Reviewed on: 23rd July 2021

They saved my mental health after cancer and worry.

5
Very understanding and professional staff,extremely patient as I have not been in this situation before. Reviewed on: 23rd July 2021

Changed my life

5
Excellent service and made a huge difference to my life by taking away the worry Reviewed on: 23rd July 2021

The last refuge

5
When I couldn't feel any lower, I contacted Step Change they put everything in order for me. I just feel I have some one to talk to and they still advise and guide me. Reviewed on: 23rd July 2021

Always extremely helpful

5
Extremely helpful and informative from the first time I spoke with them. Hassle free, straightforward process and respond to email enquiries quickly. Would highly recommend to anyone considering taking the step to sort out their debt. Reviewed on: 23rd July 2021

Brilliant

5
Step change have literally changed my life. They helped me to get my life back on track. Reviewed on: 23rd July 2021

Peace of Mind

5
I became unemployed after 47 years without any break in employment. I found myself with out a job at the age of 64 and still had two outstanding loans which I had not missed one payment on. Once I was on Universal Credit I was told about Step Change and how they may help, From my first phone call to now a year on they have been a real support and have managed to set up a DMP which has been a massive help not only to my creditors but my state of health. I can not recommend them highly enough. Reviewed on: 23rd July 2021

Excellent service

5
I have been with Stepchange for a few years and have always been happy with the service, either online or telephone. Reviewed on: 23rd July 2021

Excellent service

5
I have been fully supported throughout this process and have a very clear vision of how long it will take me to get out of the current situation that I am in with the help and support o have been provided with Reviewed on: 23rd July 2021

Step change saved my sanity

5
Step change literally saved my sanity by taking all my debts from my hands into theirs with no criticism whatsoever. Didn’t make me feel the total failure that I thought I was. They were and still are wonderful Reviewed on: 23rd July 2021

Do you have a different StepChange product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from StepChange?

  • Mortgage Broker

    from StepChange 4.26 from 6 reviews
    StepChange
    View all products