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StepChange: Debt advice reviews

4.92
Based on 18,668 reviews, last reviewed 25th Jul 2026
75660% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Made me feel at ease explaining my situation, helped... Made me feel at ease explaining my situation, helped us so much Reviewed on: 25th July 2026
 Lmozo's avatar
Lmozo

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18668)

Review of the StepChange, Debt advice:

Caring understanding helpful

5
They helpt me when I was at the end of my tether.They listened,reassured me.Made me feel confident, in dealing with my problem.So I would say simple the best and thank you. Reviewed on: 22nd July 2021

Excellent advice and help took all my stress away

5
Excellent advice and help took all my stress away Reviewed on: 27th May 2026

helped sort my debt

5
helped sort my debt problems so i can sleep on a night Reviewed on: 27th May 2026

It was very easy to set up and maintain online

5
It was very easy to set up and maintain online Reviewed on: 27th May 2026

Sort out your debts with ease and very simple to und...

5
Sort out your debts with ease and very simple to understand . You can update and do most things on your allocated account online, very well designed. Reviewed on: 27th May 2026

Very friendly customer service and well done

5
Very friendly customer service and well done with the unsecured debt , StepChange succed to liase to cut the huge interest of my debts Reviewed on: 27th May 2026

So happy this exists

5
After my partner passed away, my spending habits increased. Getting credit cards and loans to buy others gifts and gambling. Fast forward 5 years and I was literally in more debt than I had ever been in my whole 50yrs. I decided enough was enough and that I needed to get a handle of this, I was miserable. I filled an online form in with debt and income details. They recommended a DMP. So I submitted and quickly got the ball rolling. Plus the money owed will be completely paid. Reviewed on: 27th May 2026

Helped me to see there could be a way out of debt.

5
Helped me to see there could be a way out of debt. Reviewed on: 27th May 2026

Very helpful and informative service.

5
Very helpful and informative service. The staff have always been very supportive in every way and really helped out. I only wish I had contacted them sooner. I would highly recommend contacting Stepchange for any type of financial advice. Reviewed on: 27th May 2026

Step Change saved me.

5
Step Change has always been supportive, not just with financial advice and support but with mental health advice. When I first spoke to an advisor, they asked pertinent questions and then suggested other support available. They listened and empathised putting me at ease. No judgement was ever made. Reviewed on: 27th May 2026

Debt consolidation

5
Got into a bit of debt and was stuck with what to do to control it. Step change were great at setting up a debt consolidation plan for me and now I’m slowly paying everything off without any stress Reviewed on: 27th May 2026

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