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StepChange: Debt advice reviews

4.92
Based on 18,668 reviews, last reviewed 25th Jul 2026
75660% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Made me feel at ease explaining my situation, helped... Made me feel at ease explaining my situation, helped us so much Reviewed on: 25th July 2026
 Lmozo's avatar
Lmozo

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18668)

Review of the StepChange, Debt advice:

Caring understanding helpful

5
They helpt me when I was at the end of my tether.They listened,reassured me.Made me feel confident, in dealing with my problem.So I would say simple the best and thank you. Reviewed on: 22nd July 2021

Step change are brilliant !

5
Step change are brilliant ! They took away all the stress and anxiety that comes with this situation Reviewed on: 27th May 2026

They’ve massively helped me sort my finances out

5
They’ve massively helped me sort my finances out Reviewed on: 27th May 2026

I would instantly recommend.

5
Whenever I have spoken to anyone at Step Change they have been incredibly understanding, non judgmental, knowledgeable, helpful and above all reassuring. I would advise anyone who is struggling with debt to at least speak to Step Change, they have done wonders for me in terms of sorting out my debt & informing me, and with this the improvement on my mental health has been incredible. I was in a hole, and they have showed me the realistic way out. Reviewed on: 27th May 2026

Professional plan to pay creditors

5
The staff are so helpful and professional and taking out a plan and agreeing an affordable monthly payment has certainly eased my money worries Reviewed on: 27th May 2026

Very friendly and easy to deal with.

5
Very friendly and easy to deal with. There was no judgement from anyone about the situation I found myself in. Reviewed on: 27th May 2026

They were very helpful and very respectful and would...

5
They were very helpful and very respectful and would highly recommend them Reviewed on: 27th May 2026

Not all heroes wear capes!

5
Without Stepchange, I don’t know where I would be! They are an absolute godsend, kind caring and compassionate. They’ve helped me so much and I always recommend them to people who mention to me they have money problems Reviewed on: 27th May 2026

non judgmental.

5
Helpful, kind and non judgmental. Explained everything. Easy annual reviews Reviewed on: 27th May 2026

Great service and support

5
Great service and support when you need it most. Reviewed on: 27th May 2026

The go-to place for Debt advice

5
The go-to place for Debt advice, based on my experiences. Don't leave things too late, as they can help you up-front—no need to be shy or embarrassed. You may be forwarded to them from Business Debtline or National Debtline. These are all excellent free services. The last thing you want to do is pay out even more. I could pay my debts, but the interest could suck up your resources. I had had enough of it. They helped me. Recommended! Reviewed on: 27th May 2026

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