Paid advertisement
Smart Money People Logo
Newsletter

StepChange: Debt advice reviews

4.92
Based on 18,668 reviews, last reviewed 25th Jul 2026
75660% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Made me feel at ease explaining my situation, helped... Made me feel at ease explaining my situation, helped us so much Reviewed on: 25th July 2026
 Lmozo's avatar
Lmozo

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18668)

Review of the StepChange, Debt advice:

Caring understanding helpful

5
They helpt me when I was at the end of my tether.They listened,reassured me.Made me feel confident, in dealing with my problem.So I would say simple the best and thank you. Reviewed on: 22nd July 2021

Step change was there when no one else was

5
Step change was there when no one else was, they help me a lot and without there support not sure where I would be now Reviewed on: 27th May 2026

StepChange are helping me get back on track!

5
I’ve been so happy with StepChange since they’ve helped manage my debts. They are clear, courteous and always helpful in answering all my questions. Reviewed on: 27th May 2026

Teams explain my doubts and listen

5
Teams explain my doubts and listen Reviewed on: 27th May 2026

Good customer service very helpful

5
Good customer service very helpful Reviewed on: 27th May 2026

If you're in debt they will help you get out of it

5
When I first contacted Step Change I was drowning in debt and every day was full of stress about money. They helped me go through my debts and come up with a realistic plan, and set me up with the breathing space scheme to get debtors off my back while everything was set up. Their online plan review process is super quick and painless. Can't recommend them highly enough. Reviewed on: 27th May 2026

StepChange helped me turn my life around

5
StepChange helped me turn my life around, I found myself in debt for a few personal reasons and didn't know where to turn, my mental health was at a critical point, one of my more helpful debtors pointed me towards help and this is when I found StepChange. They helped me with debtors who were harassing me and how to budget and set up an affordable payment plan. I am a couple of months out from being debt free after several years and can't thank StepChange enough. They saved my life! Reviewed on: 27th May 2026

Without step change I was contemplating ending my l...

5
Without step change I was contemplating ending my life until I contacted them and they got my debts sorted. Almost 15 years I had a massive debt and could not cope until my friends told me about step change. I owe my gratitude to them and would recommend. Reviewed on: 27th May 2026

Step change has enormously helped me to get through...

5
Step change has enormously helped me to get through my journey to deal with my debts after I suffered injuries affecting my ability to get back into work. Reviewed on: 27th May 2026

My debt was so overwhelming

5
I was really overwhelmed by the debt I was in After speaking with stepchange the helped me and put all my payments to my creditors in one affordable payment per month Reviewed on: 27th May 2026

Stress levels down a million percent.

5
Stress levels down a million percent. Such a fantastic caring service. Reviewed on: 27th May 2026

Do you have a different StepChange product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from StepChange?

  • Mortgage Broker

    from StepChange 4.26 from 6 reviews
    StepChange
    View all products