Write a review

Newsletter

Go to business site

StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18667 reviews)

View other StepChange products

4.92

Based on 18,667 reviews, last reviewed 23rd Jul 2026

75640% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Professional, friendly and vey helpful. Professional, friendly and vey helpful.i have been completely happy with StepChange services and recommended Stepchange to whom ever i known . Reviewed on: 23rd July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

Read all reviews See your review

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18667)

Review of the StepChange, Debt advice:

I was a nervous wreck with debts piling up after bei...

I was a nervous wreck with debts piling up after being made redundant. Stepchange was recommended by a family member and it was the best thing I ever did. They talked me through everything and set up a manageable payment scheme. Reviewed on: 19th May 2024

Literally changed my life

I had never been in debt before but then after having my first child I found myself in debt that kept mounting up trying to pay nursery fees while working part time. For a long time I buried my head in the sand hoping the problem would go away. Eventually when it hit me how much the debt was affecting me I phoned stepchange and from that one phonecall my life changed so much. I was instantly happier knowing that there was someone who understood and was willing to help me. A clear cut plan was made to start paying off my debts with an affordable monthly payment split between the creditors. I would 100% recommend stepchange to anybody who has money problems and encourage people not to Bury there head in the sand as it will not go away but there are people willing to help and they won't judge at all. Reviewed on: 22nd July 2021

Excellent

Helped nonstop while my daughter was poorly Reviewed on: 22nd July 2021

Fantastic Debt Charity

I was at my wits end with debt 18 months ago and then I found StepChange when looking for help with mt debts online. They were very approachable, easy to deal with and once I had given them my budget and listed all of my debts they quickly contacted all of my creditors and offered them a percentage of what I could afford. All of my creditors agreed, and it lifted a huge weight off of my shoulders. I could stop worrying about my debt and even managed to increase my payments a bit this year. Highly recommended if you don't know where to turn to sort your debts out. Reviewed on: 22nd July 2021

Step change has changed my life, they have been very helpful and supportive

I don't what I would do without step change Reviewed on: 22nd July 2021

Changed my life

Due to mental health issues I found myself no longer being able to work. I had a lot of debt to repay and found it very hard to get help. Stepchange was recommended to me by my bank. Every time I have dealt with Stepchange they have been so incredibly helpful and professional. Without their help I really don’t know what would have happened to me or my debt, so I would like to say a huge thank you for the support and guidance they have given me. Reviewed on: 22nd July 2021

Thoughtful helpful out you at ease

So upset so worried frightening times you find out you are not the only one Reviewed on: 22nd July 2021

A step in the Right Direction.

Wonderful people , they helped me when I didn’t know what to do. I can’t speak highly enough of the professional way in which they sorted out my situation, and enabled me to breathe again. I don’t know what I would have done if they had not been there to help me . I always feel I have someone to help me now, where before I just couldn’t see the way forward. I really appreciated your support and guidance . I can’t thank you enough. Reviewed on: 22nd July 2021

Excellent customer service

Stepchange made it very easy for me to deal with my money, they were always there to help when I had issues Reviewed on: 22nd July 2021

A*** SERVICE

Being off work and put on statuary sick pay has been a big worry for us. Stepchange have been amazing reducing any stress we have felt. We have been with them a few years and didn’t realise how helpful they could be. It’s great to know they have your back every step of your journey. I would recommend them to everyone who needed advice and help. Reviewed on: 22nd July 2021

One of the best

There alway there to help and put u mind at rest and make u feel that u not alone thank u step change Reviewed on: 22nd July 2021

Do you have a different StepChange product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Debt advice
from My Debt Plan 4.85 from 386 reviews
Debt Collection
from Intrum 3.41 from 4 reviews
Debt advice
from Business Debtline 4.33 from 28 reviews

Want to see more from StepChange?

Mortgage Broker
from StepChange 4.26 from 6 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub