Write a review

Newsletter

Go to business site

StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18682 reviews)

View other StepChange products

4.92

Based on 18,682 reviews, last reviewed 23rd Sep 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Very helpful and very informative Very helpful and very informative Reviewed on: 23rd September 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

Read all reviews See your review

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18682)

Review of the StepChange, Debt advice:

Retaking control

You've come to the end of your tether, swamped by red letters and final notices. So phone StepChange - one of the best half hours of your life. They sort out what you spend on what, what you owe, what you can afford to pay back after allowances are made for the amount you need to live on. Then they sort out the repayments (through them) and companies listen to them whereas they wouldn't listen to you, because they have standing. And the best bit (apart from the relief of finally doing something positive about things) is that they're a charity and won't charge you a penny. Reviewed on: 23rd April 2017

A real life saver when I didn’t know what to do and...

A real life saver when I didn’t know what to do and was very embarrassed. I can now breathe Reviewed on: 27th May 2026

Took a huge weight off my shoulders .

Comforting, helpful and non-judgmental. Helped me a great deal and took a huge weight off my shoulders. If you are thinking about approaching Stepchange, do it now, my only regret is not contacting them sooner Reviewed on: 27th May 2026

Can never get through to them on the phone.

Can never get through to them on the phone. Updated my status and then it says to call but nobody ever available. Reviewed on: 27th May 2026

Staff are very understanding of the massive pressure...

Staff are very understanding of the massive pressures and stress upon such a person or families with debt repayment and are very approachable, making you feel at ease as though they can feel the pain your in Reviewed on: 27th May 2026

there is always help you

I was at the end of my teather wrong were to go next and they help me Reviewed on: 27th May 2026

Easy to contact

Easy to contact and everyone’s supportive Reviewed on: 27th May 2026

Great to deal with very helpfull and professional

Great to deal with very helpfull and professional Reviewed on: 27th May 2026

I was very desperate when I contacted StepChange hon...

I was very desperate when I contacted StepChange honestly didn’t see a way out, but after a conversation with their adviser I began to feel a bit better. They took control of everything for me made all the arrangements can’t recommend them enough. Reviewed on: 27th May 2026

Really helpful took a weight of my mind

Really helpful took a weight of my mind Reviewed on: 27th May 2026

StepChange First Class

From start to finish the help we received was just superb & we really were down a hole just couldn’t see a way out,so please don’t ignore your bills get help give them a call,they made a big difference for us! Reviewed on: 27th May 2026

Do you have a different StepChange product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Debt Solutions
from Debt Advisory Centre 4.05 from 1 reviews
Advice service
from Debt Free Advice 4.25 from 5 reviews
Debt advice
from My Debt Plan 4.84 from 386 reviews

Want to see more from StepChange?

Mortgage Broker
from StepChange 4.26 from 6 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub