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StepChange: Debt advice reviews

4.92
Based on 18,668 reviews, last reviewed 25th Jul 2026
75660% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Made me feel at ease explaining my situation, helped... Made me feel at ease explaining my situation, helped us so much Reviewed on: 25th July 2026
 Lmozo's avatar
Lmozo

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18668)

Review of the StepChange, Debt advice:

I was a nervous wreck with debts piling up after bei...

5
I was a nervous wreck with debts piling up after being made redundant. Stepchange was recommended by a family member and it was the best thing I ever did. They talked me through everything and set up a manageable payment scheme. Reviewed on: 19th May 2024

Peace of mind

5
After always having a 100% credit rating I was scammed out of a large sum of money by a Bitcoin company. My life became a nightmare until STEPCHANGE came to my rescue, I now have no credit rating but I am able to sleep again at night. The staff are always helpful and non judgemental .. I can’t thank them so much for the support I have had over the last couple of years . Reviewed on: 18th June 2021

Saved my bacon

5
Deep in debt with no way out , one phone call and they gave me my life back . Reviewed on: 18th June 2021

A welcoming helping hand

5
They are very helpful.put you at ease and give you the support at a very worrying time and help you get to the other end Reviewed on: 18th June 2021

Sorted me out

5
Everyone is so helpful and have taken care of of everything, given me piece of mind. Reviewed on: 18th June 2021

Support and clarification Clear guidance

5
Overall a great service Takes pressure offminstead of adding to worry Reviewed on: 18th June 2021

A life saver and great counselling service

5
When I thought my world had come to an end and I thought I’d lose everything they calmed me down, helped me organise my debts. Made me stop trying to pay just one debt at the cost of the other debts. Helped me budget so I could still live and have a life while paying off my debt. It’s going to take time but I’ve managed and still had a life. Have got married and amazingly bought a house, something I never thought imaginable. They are always so helpful, kind and caring on the phone and have never once judged me. I can not speak highly enough of them Reviewed on: 18th June 2021

A weight lifted off my shoulders

5
From being in a position where I didn't know which way to turn, Stepchange quickly arranged agreement with the companies to whom I owed money. Set my budget and arranged payment in one Monthly amount. The letters stopped, the phone stopped ringing and I can now sleep at night again. I cannot thank them enough and would be more than happy to recommend their first class service. Reviewed on: 18th June 2021

Brilliant company, understanding and caring

5
Would recommend this company to anyone who is struggling financially. Very sympathetic and non judgemental Reviewed on: 18th June 2021

Stepchange

5
When things were very bleak stepchange guided me in the direction to becoming debt free. Reviewed on: 18th June 2021

Understanding and helpful

5
Really helpful in advice, takes the pressure of debt away. You can feel more in control and concentrate on paying the debt. You can feel that you are making a forward step instead of being uried Reviewed on: 18th June 2021

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