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StepChange: Debt advice reviews

4.92
Based on 18,663 reviews, last reviewed 12th Jul 2026
126067% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best thing I done to help me with my finances. When I first got in touch with step change I was a bit worried about it. A lot of questions were asked about my finances but the person I spoke to was... Read more Reviewed on: 12th July 2026
Sonya B's avatar
Sonya B

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Review StepChange: Debt advice now

Help others make smarter decisions by sharing your own experience. Write a review

StepChange Debt advice reviews (18663)

Very helpful

5
Very helpful easy to talk to I feel like a weight has been lifted of my back as they take over thank you step change Reviewed on: 18th June 2021

Helpful and reassuring

5
Debt can be overwhelming but the step change team are so helpful and kind to your situation. I am finally in a position where I am working towards being debt free with their help. Reviewed on: 18th June 2021

Non stop steps to help and support all the way.

5
The most helpful non judgemental people when you need support. I've had some financial bumps along the way due to health issues but there is always someone there to help. Brilliant customer service Stepchange keep up the good work. Reviewed on: 18th June 2021

Debt plan assistance

5
Step Change were brilliant when I needed straight forward help when my marriage broke down. Not only were they understanding and sympathetic they reassured myself the whole way through the process. Reviewed on: 18th June 2021

Honest and Helpful

5
It is a huge relief to have Step Change easily accessible by phone, letter or email for honest and helpful advice. Reviewed on: 18th June 2021

A great help

5
Step Change has been a great help. I was just paying my interest before, then they took over and I pay a manageable amount each month. They’re very considerate of changes in your circumstances, and you can reduce payments if needed. I recommended them to my colleague and now she’s using them to get out of debt herself! Reviewed on: 18th June 2021

Helpful and supportive

5
Stepchange basically changed my life. I was in so much debt and couldn't see a way out. After speaking with stelchange I felt like a whole weight had actually been lifted from my shoulders. They set up managble payments and it was easy to set up with their help. I get emails frequently giving advice and tips.. I have recommended Stepchange to my work colleague as I could see she was just like me and I k ew how stressful she was feeling. Best thing she ever did she said. Thankyou stepchange Reviewed on: 18th June 2021

There for me

5
Helped me when i needed it and still do, very supportive and kind. Took the worry off me. Reviewed on: 18th June 2021

The best and easiest service to get out of debt

5
I was in an awful position financially with no hope of getting out of it. My first call to Step Change completely changed my outlook. The advisor was genuinely understanding and incredibly helpful; my plan was in place in no time and I began to pay off manageable amounts each month. This allowed me to budget effectively and even save a little each month for unexpected costs. Two years into the plan and I can see me being able to pay it off earlier than planned and I’m able to have a life. Stepchange hasn’t just solved my debt problem, it gave me a future Reviewed on: 18th June 2021

A life saver!

5
I ended up with huge debts after my business failed, step change helped manage everything & now I just make one simple payment to them & they share that out amongst my creditors I was so stressed but now I can relax knowing my home is safe & no one is going to be knocking on the door demanding money! Reviewed on: 18th June 2021

Review StepChange: Debt advice now

Help others make smarter decisions by sharing your own experience. Write a review