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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18677 reviews)

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4.92

Based on 18,675 reviews, last reviewed 16th Aug 2026

11% decrease in 5 star reviews

in the past 90 days

22% decrease in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

I was in a very bad place financially and mentally. I was in a very bad place financially and mentally. I cried the whole phone call and the person on the other end was so patient with me. There was no ... Read more Reviewed on: 16th August 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18677)

Review of the StepChange, Debt advice:

Amazing .... Thank You

I believe Step Change saved me. I was struggling to keep my head above water and there seemed to be no way out but Stepchange helped me so much. If your struggling then please make contact with them. Reviewed on: 24th May 2025

Lifeline

They saved my life heavily in debt didn't know which way to turn have been with me from the start till now and always a fone call away if needed very efficient and helpful 100% Reviewed on: 18th June 2021

Step changes are the best

Stepped out changes have took all the worries away for me about my debts my friend has passed this contact onto me the best thing that ever happened to me Reviewed on: 18th June 2021

Complete reassurance

Friendly, non judgemental, reassuring. Stepchange gave me the chance to get my life back on track….I couldn’t recommend enough. Reviewed on: 18th June 2021

Super efficient, excellent customer service.

Step change have been instrumental with consistent high standards in assisting me to become debt free. Their customer service is honestly second to none, you can be confident, and rest assured that any debt issues you have will be handled with confidentiality,respect and dignity. Step change needs to accoladed and recognised more for their outstanding achievements. Reviewed on: 18th June 2021

it is very good

it is very good and it works and i am happy with it Reviewed on: 18th June 2021

Compassionate

step Change has a listening heart for our nation. Reviewed on: 18th June 2021

Absolute life savers

I was struggling with debt and and didn't know where to turn until I found step change Reviewed on: 18th June 2021

Have been so good to & for me. Thank you all so very much.

Been great.cannot fault them in anyway. Reviewed on: 18th June 2021

They have given me confidence to carry on my life.

Stepchange led me through a tough time and brought me through. Reviewed on: 18th June 2021

Outstanding throughout

The service is absolutely amazing, clear and concise easy to follow instructions throughout and nothing is too much trouble. There is always someone on hand to offer guidance if required and reassurance. I was completely at ease talking about my financial situation and cannot believe the services are free and that this is a charity, I recommend this service to anyone I know is struggling with crippling debts. Reviewed on: 18th June 2021

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