Write a review

Newsletter

Go to business site

StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18678 reviews)

View other StepChange products

4.92

Based on 18,678 reviews, last reviewed 18th Aug 2026

13% decrease in 5 star reviews

in the past 90 days

22% decrease in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Always there to help. Always there to help me. Any questions are answered clearly. Less stress as they are dealing with mostly everything zz Reviewed on: 18th August 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

Read all reviews See your review

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18678)

Review of the StepChange, Debt advice:

Steps to mindful financial management

Step Change provided informative and easily accessible financial management support, at a time when I felt overwhelmed by debt and without any other alternative repayment options. Reviewed on: 9th June 2025

Life Savers

Step Change came into my life at a time when I thought that I was going to lose everything. They supported me and got me back on track. I don’t know what I would have done without them. Reviewed on: 17th June 2021

Friendly helpful service

Stepchange were a godsend when we needed help with our debts, they are very friendly and put you at ease and dont judge you, they help you come up with a solution to suit your personal needs and are with you every step of the way Reviewed on: 17th June 2021

They took my worries and troubles off my shoulders

Step Change has taken my debt worries and troubles off my shoulders through the amazing support and payment plan they've put in place for me. Step change has become a seal between me and my creditors. They's always listening, calming and reassuring voice at the end of the phone line for whenever I received those dreadful letters from the creditors. Thank you for the continuous support and the peace of mind. I'm forever grateful. Reviewed on: 17th June 2021

Saved me

Help and support when I needed it most Reviewed on: 17th June 2021

Amazing

So very helpful and takes the weight off your shoulders Reviewed on: 17th June 2021

Life changing and saving

Ime quite poorly and step change has Stepped in and protected my mental and physical wellbeing Thank u so much Reviewed on: 17th June 2021

Mr. johnson

brilliant! no need to stress anymore! Reviewed on: 17th June 2021

Worried? Then take a Step ...Change to being debt free!

From day one a very heavy weight was lifted.The support I got was so reassuring .Everything was worked out so that I would be able to meet all my commitments..Without having to stress every month . Reviewed on: 17th June 2021

Live saving service

My debts were completely unmanageable and I was struggling with having higher outgoings than income for some time, before I heard about Stepchange. They were so helpful and lovely at every step of the process and I was able to consolidate my debts into one manageable monthly payment which gave me the much needed breathing space to get back on my feet. They were so understanding if I ever ran into difficulty during my plan and assisted with payment breaks etc. I'm now just a few months away from being debt free and life feels manageable again thanks to Stepchange. Could not recommend them enough. Reviewed on: 17th June 2021

Step Change, a very Supportive organization.

The staff are supportive. They provide full information and guidelines on what to do. Reviewed on: 17th June 2021

Do you have a different StepChange product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Debt Collection
from Darcey Quigley & Co 3.55 from 3 reviews
Debt advice
from Business Debtline 4.33 from 28 reviews
Debt management
from Creditfix 4.69 from 795 reviews

Want to see more from StepChange?

Mortgage Broker
from StepChange 4.26 from 6 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub