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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18664 reviews)

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4.92

Based on 18,664 reviews, last reviewed 15th Jul 2026

126100% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Just do it with StepChange StepChange has been helping me bounce back from all my debt obligations. They have given me support, advice ans a lot of encouragement. Reviewed on: 15th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18664)

Review of the StepChange, Debt advice:

A friend told me about step change I was so worried...

A friend told me about step change I was so worried about my dept paying out more than I could I wouldn't no what I would of done without there help its Excellent service allows me to carry on without that worry . Reviewed on: 27th May 2025

Step change saved me!

StepChange are amazing, I lost a lot of sleep worrying over my debt and now I no longer worry. The staff are always so helpful and knowledgeable and I cannot thank them enough. Reviewed on: 17th June 2021

Saved me from certain bankruptcy

In 2 months I'll be debt free thanks to stepchange. At a time when my creditors were saying I'd be better off going bankrupt, stepchange helped me budget my life and pay a monthly affordable amount to slowly pay off my debts. They have helped me so much and I can't thank them enough for getting to the debt free finishing line. Reviewed on: 17th June 2021

Professional advice

Great advice - co-operative made things easy to understand and implement. Reviewed on: 17th June 2021

Excellent patient and understanding

I was scared and didn’t know what to do, one of my debtors suggested stepchange I’ve not looked back. Best move I’ve ever made with my debts. Thank you stepchange Reviewed on: 17th June 2021

Amazing

Step Change are so understanding and empathetic to your circumstances. They take time to explain and walk through solutions that could help you. They give you hope that there is light at the end of the tunnel land encouragement that you can overcome the circumstances you are facing. Reviewed on: 17th June 2021

A lifesaving service

When I found myself in a bad debt situation, due to sudden demolition of my business premises effectively putting me out of business, Stepchange came to my aid with extensive advice and a manageable debt plan. I was at my wits end with the stress of creditors letters and constant phone calls. Stepchange and their expertise put an end to that and the relief was unbelievable. They have supported me for over ten years and now I haven’t got much further to go till I’m debt free. Reviewed on: 17th June 2021

Excellent VERY understand

Yes great service very helpful caring and understanding people,,I definitely recommend. I have been with the company over three years and they have been with me in every step of the way I am very grateful Thank you StepChange Reviewed on: 17th June 2021

Great support in the of need

Step Change have helped me consolidate my debt and speak to the people whom I owe money to. The debt was left after the break up of a relationship and I was left with the problem. Just when I needed support, they were there for me. Thank you Step Change Reviewed on: 17th June 2021

Saved my life

I can't put into words how grateful I am to Stepchange. I found them from a Google search and if I hadn't have found them, I simply wouldn't have found a way to live. In two years I've went from losing all hope to nearly becoming debt-free, I'm so close now! And I've had absolutely zero judgement and nothing but support along the way. They are all saints, simple as. Reviewed on: 17th June 2021

Life change

Continually told don’t worry we will through it with you Reviewed on: 17th June 2021

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