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StepChange: Debt advice reviews

4.92
Based on 18,680 reviews, last reviewed 19th Aug 2026
13% decrease in 5 star reviews
in the past 90 days
22% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Completely Life-Changing Talking to StepChange was one of the best financial decisions I ever made and I only wish I had done it sooner. I didn't even know a fraction of the o... Read more Reviewed on: 19th August 2026
James M's avatar
James M

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18680)

Review of the StepChange, Debt advice:

Amazing .... Thank You

5
I believe Step Change saved me. I was struggling to keep my head above water and there seemed to be no way out but Stepchange helped me so much. If your struggling then please make contact with them. Reviewed on: 24th May 2025

Helpful

5
When I contacted Stepchange I didn't know what to expect but I neednt have been worried. The members of staff I have spoken to have always been so helpful and friendly. I cannot fault there professionalism. I would recommend this company to anyone. Reviewed on: 9th July 2020

Excellent service!

5
I was so stressed , I didn’t know which way to turn. I phoned step change and within half an hour everything was sorted. That night was the first time I slept properly in weeks. Reviewed on: 9th July 2020

Brilliant!

5
Caring and non judgemental, I'm so grateful I forced myself to speak with them. They are a lifeline. Keep up the good work you do Stepchange. Reviewed on: 9th July 2020

Very good service

5
Very good and helped me alot would recommend them to anyone if needed help. Reviewed on: 9th July 2020

Supportive non judgemental

5
I can't thank Stepchange for the support advise and not judging me for the errors I have made with money due to a nasty divorce. They are amazingbthey have made me get on the right track again thank you x Reviewed on: 9th July 2020

Lighthouse in the storm

5
Everyone I have spoken too have gone above and beyond in their job to make me feel I’m not alone and have guided me every step of the way through my personal storm a beacon of light guiding me in the right direction thank you Step Change Reviewed on: 9th July 2020

Helpful and caring

5
Flexible, caring and thorough in assessing and implementation. Would recommend if you are worried about debts, they really help to put things in perspective. Reviewed on: 9th July 2020

Live and Let Live

5
Having been with Stepchange for a while now, the quality of responses to enquiries is tireless and always polite, enthusiastic and knowledgeable, always wanting to do their best for the client. Reviewed on: 9th July 2020

Amazing Debt management Company

5
Affordable monthly payment which is distributed to the creditors completely without any cost Reviewed on: 9th July 2020

Fantastic organisation

5
If it wasn’t Stepchange I would have stragle to pay my bills but because of you I can control my finances much better and hopefully near future I will clear all my depth Reviewed on: 9th July 2020

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