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StepChange: Debt advice reviews

4.95
Based on 14,715 reviews, last reviewed 31st Dec 2025
67% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
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0%

Latest highest rating:

5

I was so stressed wished I had done this years ago m... I was so stressed wished I had done this years ago made my life so simpler and learned to live within my means. Reviewed on: 31st December 2025
Debbie P's avatar
Debbie P

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025
Magda 's avatar
Magda

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

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StepChange Debt advice reviews (14715)

Great service thanks well recommended

5
Great service thanks well recommended Reviewed on: 24th May 2025

Takes away all the stress of dealing with my creditors

5
Takes away all the stress of dealing with my creditors Reviewed on: 24th May 2025

I had credit cards study and travel debts, that were...

5
I had credit cards study and travel debts, that were spread over 4 credit cards. The interest was making it harder to pay off. Stepchange has helped arrange freezing interest on all credit cards and all the payment into affordable payments Reviewed on: 24th May 2025

Since using step change I feel free to enjoy life kn...

5
Since using step change I feel free to enjoy life knowing with there support I am dept free they are very supportive and are only on the end of the phone whenever you need them I recommend them highly Reviewed on: 24th May 2025

Step Change got me back on track

5
Step Change helped me get my financial situation back on track when I was in a scary position with creditors contacting me. Step Change took control and delt with my creditors so that I could get back on track with my finances. Reviewed on: 24th May 2025

They have been very helpful and understanding with m...

5
They have been very helpful and understanding with my situation. Always giving good advice. Reviewed on: 24th May 2025

Stepchange are great.

5
Stepchange are great. I was really worried about my debt that was building up. Contacted them, they didn’t judge, gave me some great information and helped me set up a debt management plan. Reviewed on: 24th May 2025

I couldn't have managed without the help from stepch...

5
I couldn't have managed without the help from stepchange Thankyou so very much for all your surport and help Reviewed on: 24th May 2025

Amazing service - forever grateful .

5
For various reasons we got ourselves into a financial mess, after researching our options we contacted Step Change. From that first contact there was no judgement just help, Step Change contacted all the companies we owed money to and arranged an affordable 5 year repayment plan. The relief we felt when this plan was put in place was immense. We are now 2 years into that plan and are looking forward to being debt free in another 3 years. This would not of been do-able without Step Change and we will forever be grateful to them for their help and advice. Reviewed on: 24th May 2025

I really appreciate the peace of mind rendered by St...

5
I really appreciate the peace of mind rendered by Stepchange regarding my creditors. Reviewed on: 24th May 2025

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