Write a review

Newsletter

Go to business site

StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18673 reviews)

View other StepChange products

4.92

Based on 18,673 reviews, last reviewed 9th Aug 2026

3% increase in 5 star reviews

in the past 90 days

22% decrease in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Take the step to change Im an older lady who through illness fell behind with debts. Ended up so worried and frightened with being unwell and not being able to pay. I had a b... Read more Reviewed on: 9th August 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

Read all reviews See your review

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18673)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

Saved my life

I was struggling with bills and they helped me Reviewed on: 8th July 2020

Just amazing

No words can sum up my experience with them. They are are part of my life. God bless you all and please reach out to more people please Reviewed on: 8th July 2020

Really found them to be helpful and I would not hesitate to recommend them to family and friends. My experience with them has been nothing but positive.

They managed to find a solution for me to be able to keep my house and prevent my house from being repossessed, after my husband left and had to manage on one salary Reviewed on: 8th July 2020

A company we can truly rely on

I've been on debt management due to the 2008 recession and being widowed early. Stepchange have literally been a lifesaver, teaching me to budget, thereby lightening my financial burdens and allowing me to pay back my commitments at a manageable pace where I can live, bring up child properly and sleep calmly. I finish my debt management in September 2020 and it's all with heartfelt thanks to Stepchange. They are worth their wait in gold and a company we can truly on. Reviewed on: 8th July 2020

Help when you are at your lowest ebb

Step Change were there to help us when we were at our wits end on what to do. My husband was out of work (redundant), our car had been repossessed and the banks and credit cards were pestering us daily. We contacted Step Change and talked to a very helpful lady who wanted to help us. She did not lecture us or cross examine us as the banks etc. had done. Immediately the load was lightened. We have worked with them for a number of years and have been very satisfied with their advice and assistance. Thank you Step Change. Reviewed on: 8th July 2020

10 years of fantastic support

I started a debt management plan with the help of the wonderful Step Change staff 10 years ago and the end of my debt is now in sight.. I really don't know how I would have managed without them and honestly cannot rate them highly enough. Their excellent service has enabled me to manage my debt so that I can pay for everything I need and clear my debt without struggling. I would honestly give them more stars if I could! A massive thank you to everyone at stepchange for all your hard work and they wholeheartedly deserve this award. Reviewed on: 8th July 2020

Brilliant company

stepchange are a brilliant company, really put me at ease with my debts they are really helpful aswell if you don't understand something they'll happily explain until you're satisfied you understand. They've really helped me Reviewed on: 8th July 2020

Great helper n supporter :)

Helped me to put my finances back in track Reviewed on: 8th July 2020

Stress free

I got myself into bad debt. Stepchanged managed and set out a plan that has made my payments easy and manageable. Reviewed on: 8th July 2020

Excellent

Always very helpful and informative have settled my worries on many occasions. Reviewed on: 8th July 2020

Do you have a different StepChange product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Debt solutions
from PayPlan 4.94 from 22303 reviews
Debt Collection
from Darcey Quigley & Co 3.55 from 3 reviews
Debt Collection
from High Court Enforcement Group 3.56 from 3 reviews

Want to see more from StepChange?

Mortgage Broker
from StepChange 4.26 from 6 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub