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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18674 reviews)

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4.92

Based on 18,674 reviews, last reviewed 11th Aug 2026

3% decrease in 5 star reviews

in the past 90 days

22% decrease in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Step Change hugely help me Step Change team help me hugely with my financial problem.A huge thank you to all of you . Reviewed on: 11th August 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18674)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

Help when I had no one to turn to

I fell into debt when my relationship ended. Letters and phone calls escalated. The day I contacted Stepchange was the day I gained control. I am proud to say I am now debt free. I couldn't have done it without Stepchange. Thank you. Reviewed on: 8th July 2020

No longer worried about debt

Our debt seemed never ending til we heard about stepchange.. From that first fone call our minds were at ease n knew we would b debt free in time but could sleep better knowing we had help.. Reviewed on: 8th July 2020

Absolute lifesavers

From the very first contact Step Change have been consummate professionals, who treat you with respect, patience and empathy at one of the most difficult times of your life. They have given me light at the end of a very black tunnel and I now have hope for the future. Cannot recommend them highly enough. Reviewed on: 8th July 2020

Brilliant service always ready to assist and advice

Having used this service for some years to help us repay and manage our debts we cannot praise them enough for their professionalism, help, peace of mind and ease of use. A truly great free service. Reviewed on: 8th July 2020

Step change review

Step change have been amazing I would not be where I am today without their help and advice their customer service is the best around and they couldn’t be any better all n all to sum it up fantastic good luck step change you deserve it Reviewed on: 8th July 2020

I needed help and didn't know where to turn

Step change helped me when I needed them most Reviewed on: 8th July 2020

Have helped me through a tough financial crisis

Step change has helped me to come to terms with my financial hardship. I am very grateful for their help and would recommend if you are in a situation and you can't see the wood for the trees, you contact Step change and they take you through things step by step. Reviewed on: 8th July 2020

Fantastic Service on All Fronts

I have found StepChange a fantastic service to use, and would highly recommend them to anyone in need. From setting up my DMP to enquires during difficult times, they have been very easy to use and communicate with Reviewed on: 8th July 2020

Amazing!

Step change has changed our lives, we can finally sleep at night knowing we have support with no judgement Reviewed on: 8th July 2020

Turn your life around

I have been with stepchange for 7 years Now and have 1 more year to pay of my debts. When I first heard of stepchange in 2013 I was dubious as you hear about these companies who say they can write of your debt, but stepchange were not like this, they helped me get my mounting Debts under control and were very helpful and understanding. They literally helped me turn my life around with their help,. my debts are now under control and can’t wait to be debt free. Reviewed on: 8th July 2020

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