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StepChange: Debt advice reviews

4.95
Based on 14,715 reviews, last reviewed 31st Dec 2025
67% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

I was so stressed wished I had done this years ago m... I was so stressed wished I had done this years ago made my life so simpler and learned to live within my means. Reviewed on: 31st December 2025
Debbie P's avatar
Debbie P

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025
Magda 's avatar
Magda

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (14715)

Review of the StepChange, Debt advice:

Caring understanding helpful

5
They helpt me when I was at the end of my tether.They listened,reassured me.Made me feel confident, in dealing with my problem.So I would say simple the best and thank you. Reviewed on: 22nd July 2021

Can’t thank Stepchange enough

5
Can’t thank stepchange enough for their help they’ve honestly transformed our life as a family, we were drowning in monthly repayments and too embarrassed to seek help, stepchange couldn’t have been nicer and now we have one manageable payment to focus on each month and we can visibly notice our debt reducing which is a huge weight off our mind Reviewed on: 23rd May 2025

Stepchange changed my life completely.

5
Stepchange changed my life completely. Before I contacted them I was ashamed and guilty as to how much debt I had got into. Stepchange helped me regain my independence by helping me to one easily affordable payment. The consultant i spoke to was polite and friendly and didn't judge me Reviewed on: 23rd May 2025

Highly recommend

5
Honestly can not thank step change enough, really friendly staff who don’t judge, informative, easy to use website, helpful, they changed my life Reviewed on: 23rd May 2025

Best thing I ever did.

5
Best thing I ever did. Step change took all the stress from me I could sleep again. Reviewed on: 23rd May 2025

Well excellent service they explain clearly very pr...

5
Well excellent service they explain clearly very professional Reviewed on: 23rd May 2025

How to clear your debts

5
Had excellent advice, and hopefully debt free within the next year. Reviewed on: 23rd May 2025

Stepchange helped me get back on track so if you ar...

5
Stepchange helped me get back on track so if you are worried about your debt I would absolutely recommend Stepchange Reviewed on: 23rd May 2025

Not really helpful for me

4
Not really helpful for me, because it still didn't allow me to continue filling out the form and I have to call by phone. Since I don't fully understand, I have to wait for my daughter to become free so she can make the call. Reviewed on: 23rd May 2025

Helped me get my life back on track

5
Helped me get my life back on track Reviewed on: 23rd May 2025

Save the day

5
Step change are a great service and help and advice they help you to overcome debt issues and help you to handle this worrying time with debt management help to your lenders Reviewed on: 23rd May 2025