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StepChange: Debt advice reviews

4.92
Based on 18,668 reviews, last reviewed 25th Jul 2026
75660% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Made me feel at ease explaining my situation, helped... Made me feel at ease explaining my situation, helped us so much Reviewed on: 25th July 2026
 Lmozo's avatar
Lmozo

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18668)

Review of the StepChange, Debt advice:

No hassle no judgment help

5
Step change help us sort ourselves out without any fuss or judgement. They explained all the details and options and helped us follow through our plan. Also explained how to desk with the creditors. Fantastic service showing us "light at the end of the tunnel ". Reviewed on: 9th June 2021

Getting Help when you Really need it ..

5
This was an immensely helpful set up when I first called StepChange. I didn’t know I could find a positive way out of debt, one that has ultimately helped me reconsider my relationship to money and fear, when through illness, I had no choice but to use credit. I hope that others may benefit in the same way. Reviewed on: 9th May 2026

Sigh of relief to be with StepChange

5
Sigh of relief to be with StepChange Reviewed on: 9th May 2026

Step Change is there to help whoever needs it.

5
I am getting ongoing help from step change and everything is great and the service is outstanding. I get regular statements. Very happy with them. If you need help Step Change is there for you. Reviewed on: 9th May 2026

Glad we made the right decision to use StepChange

5
We have used StepChange's service for a few years now and have always found them to be very helpful. Whenever we have to update our budget and we're not sure about something there is always someone there to help to explain everything and put your mind at rest. I'm glad we never went to anyone else for advice and support. Reviewed on: 9th May 2026

I was struggling with financial difficulties before...

5
I was struggling with financial difficulties before I tried to set up a Debt Management Plan (DMP) with StepChange. They have helped me so much, and I am truly grateful for their assistance in managing my debts one by one. Reviewed on: 9th May 2026

Life changing, lifted a lot of stress

5
I was directed to StepChange by a wellbeing team at work, the only regret I have is that I wish I'd have known about them sooner. They've been incredibly helpful, friendly and non judgemental. I don't know what I've have done without them. I've managed to reduce my debt being nearly £8k in 18 months and managed to reduce my spending and budget. They really helped to take a weight off during a difficult period of my life, I'll be forever grateful for their services. Thank you so much :) Reviewed on: 9th May 2026

The team put all my worries at ease.

5
The team put all my worries at ease. I felt the weight lift off my shoulders from money worries and the payment plan they supported with setting up is really reasonable allowing me to live. Reviewed on: 9th May 2026

Extraordinarily helpful team and non judgemental

5
Extraordinarily helpful team and non judgemental Reviewed on: 9th May 2026

Stepchange stepped in when I was going through a ver...

5
Stepchange stepped in when I was going through a very tough time and assisted me to arrange a DMP and deal with my creditors. At that point, I didnt feel that I could do it alone and I was extremely grateful for all the help and support I received Reviewed on: 9th May 2026

So easy.

5
Very easy and all stress taken away. Reviewed on: 9th May 2026

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