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StepChange: Debt advice reviews

4.92
Based on 18,668 reviews, last reviewed 25th Jul 2026
75660% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Made me feel at ease explaining my situation, helped... Made me feel at ease explaining my situation, helped us so much Reviewed on: 25th July 2026
 Lmozo's avatar
Lmozo

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18668)

Review of the StepChange, Debt advice:

Step change is outstanding so effective

5
I have reduced my indebtedness within a short period and look forward to wiping it completely Reviewed on: 5th August 2021

brilliant.

5
It’s a free service provided by an organisation and people who know how support anyone in debt. It has basically saved my mental health and quality of life. I will be debt free in 6 months and I can’t believe it. Thankyou StepChange you are life savers. Reviewed on: 8th May 2026

Stepchange are a life saver

5
Stepchange has made my life so much easier, I am not stressing when demands are coming through the door. Stepchange are very professional and its so easy to check your balances online. They do not judge you either Reviewed on: 8th May 2026

We have been customers of Step Change for many years...

5
We have been customers of Step Change for many years now. They have been very supportive when we needed their help and we’re beginning to see light at the end of the tunnel, thanks to their support Reviewed on: 8th May 2026

Lost & Rescued

5
I was in an awful position and Step Changehelped me to sort myself out. I had a young child and could not have been saved without Step Change. Reviewed on: 8th May 2026

I (almost) feel normal again

5
They lift the ‘shame, embarrassment and sleepless nights’ from the first call.. Reviewed on: 8th May 2026

Excellent service always there to help

5
Excellent service always there to help Reviewed on: 8th May 2026

Easy to access the debt advice online and complete t...

5
Easy to access the debt advice online and complete the required forms. Helpful, quick response. Reviewed on: 8th May 2026

Good but bad

3
Extremely difficult to get hold of in the telephone. Completed online review which calculated the wrong payment. Reviewed on: 8th May 2026

This was a very easy and comfortable start and has c...

5
This was a very easy and comfortable start and has changed my life for the better. I'm so grateful for this service for what it has done for me and many others. Reviewed on: 8th May 2026

I have full confidence and trust in service

5
I have full confidence and trust in service Reviewed on: 8th May 2026