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StepChange: Debt advice reviews

4.92
Based on 18,655 reviews, last reviewed 1st Jul 2026
188850% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable institution Reliable institution that supports the client with the most update information and gives a great help with the finantial problems Reviewed on: 1st July 2026
Jose M's avatar
Jose M

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18655)

Review of the StepChange, Debt advice:

Retaking control

5
You've come to the end of your tether, swamped by red letters and final notices. So phone StepChange - one of the best half hours of your life. They sort out what you spend on what, what you owe, what you can afford to pay back after allowances are made for the amount you need to live on. Then they sort out the repayments (through them) and companies listen to them whereas they wouldn't listen to you, because they have standing. And the best bit (apart from the relief of finally doing something positive about things) is that they're a charity and won't charge you a penny. Reviewed on: 23rd April 2017

Great dealing with debit collectors help me sort out...

5
Great dealing with debit collectors help me sort out a plan Reviewed on: 7th May 2026

Debt recovery

5
Without step change assisting in me repaying my debt, I would have possibly had a breakdown and lost my job. They created a way for me to both pay my debts but also continue to live, taking the pressure from phone calls and emails away me when I was at my most vulnerable. Amazing staff with so much knowledge. Reviewed on: 7th May 2026

Very helpful staff.

5
Very helpful staff. Understood my vulnerability and provided me with care and excellent advise Reviewed on: 7th May 2026

Its easy to apply eve its online and they will answe...

5
Its easy to apply eve its online and they will answer fast in email they are very helpful Reviewed on: 7th May 2026

Great service have helped me enormously.

5
Great service have helped me enormously. Reviewed on: 7th May 2026

Easy to follow instructions

5
Things were easy to set up. Everything was explained clearly and was easily understood. It is easy to get in touch if any problems arise. Reviewed on: 7th May 2026

No more worries

5
Step change made life a lot easier when your in a financial crisis.so easy to manage .I would highly recommend to anyone and not be embarrassed about debt . Reviewed on: 7th May 2026

100% Recommend these people.

5
These guys are very helpful, practical and eager to help. In the begining it may seem daunting but it truely can be life changing for some. Reviewed on: 7th May 2026

StepChange has been incredibly helpful and supportiv...

5
StepChange has been incredibly helpful and supportive throughout my debt management journey. They were professional, understanding, and explained everything clearly, which made the whole process much less stressful. I highly recommend them to anyone needing financial or debt support. Reviewed on: 7th May 2026

Well mannered dedicated team but the waiting is quit...

4
Well mannered dedicated team but the waiting is quite a bad experience Reviewed on: 7th May 2026

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