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StepChange: Debt advice reviews

4.95
Based on 14,716 reviews, last reviewed 24th Mar 2026
71% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

There customer service are very good and helpful. There customer service are very good and helpful. They advised the way it should be. I am happy with the advice l got from them Reviewed on: 24th March 2026
PeterEducation's avatar
PeterEducation

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025
Magda 's avatar
Magda

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (14716)

Review of the StepChange, Debt advice:

I was a nervous wreck with debts piling up after bei...

5
I was a nervous wreck with debts piling up after being made redundant. Stepchange was recommended by a family member and it was the best thing I ever did. They talked me through everything and set up a manageable payment scheme. Reviewed on: 19th May 2024

Very good advice and practical advice

5
Very good advice and practical advice Reviewed on: 23rd May 2025

Took the worry of debt away from me and helped me to...

5
Took the worry of debt away from me and helped me to move forward Reviewed on: 23rd May 2025

Struggling to sleep with debt worry.

5
I was overwhelmed with the financial situation I found myself in with the stress causing broken nights sleep with worry, StepChange literally saved my life, they are absolutely amazing, when speaking on the phone they were professional, empathic, kind and helped me resolve my debt issues and finally get a good nights sleep, thank you is not enough. Reviewed on: 23rd May 2025

Client Centred

5
StepChange had my well being and interests as central from the get go to the present - over several years now. Reviewed on: 23rd May 2025

Very helpful not complaining they have been there fo...

5
Very helpful not complaining they have been there for me since I was struggling with my finances Reviewed on: 23rd May 2025

StepChange gave me clear and easy to understand advice.

5
StepChange gave me clear and easy to understand advice. I found the website and online experience straight forward. You can speak to a debt advisor by phone if you wish. the Debt Management Plan they setup for me has taken a lot of worry and stress away. I also find the yearly reviews a great help aswell as being able to go on the website to look at my DMP at anytime for advice or to check my DMPstatements etc. Reviewed on: 23rd May 2025

Excellent service, staff are so helpful, none judgem...

5
Excellent service, staff are so helpful, none judgemental. Without the assistance of StepChange my life would be a total mess. Reviewed on: 23rd May 2025

I find it almost impossible to get through to speak...

3
I find it almost impossible to get through to speak someone on the phone and no one replies to any emails. Reviewed on: 23rd May 2025

Good understanding of my situation and excellent com...

5
Good understanding of my situation and excellent communication with all answers and paperwork up to date even though it’s a lot to figure out the details of incoming and outgoing transactions, on the whole managed well. Reviewed on: 23rd May 2025

Lovely friendly helpful people.

5
Lovely friendly helpful people. Not in the slightest judgemental. Expert advice. Reviewed on: 23rd May 2025

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