Smart Money People Logo

StepChange: Debt advice reviews

4.95
Based on 14,716 reviews, last reviewed 24th Mar 2026
71% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

There customer service are very good and helpful. There customer service are very good and helpful. They advised the way it should be. I am happy with the advice l got from them Reviewed on: 24th March 2026
PeterEducation's avatar
PeterEducation

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025
Magda 's avatar
Magda

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (14716)

Review of the StepChange, Debt advice:

I was a nervous wreck with debts piling up after bei...

5
I was a nervous wreck with debts piling up after being made redundant. Stepchange was recommended by a family member and it was the best thing I ever did. They talked me through everything and set up a manageable payment scheme. Reviewed on: 19th May 2024

I was victim of Domestic abuse

5
I was victim of DA and left in financial difficulty which can impact my career. Stepchange were amazing in sorting out my finances at an affordable monthly payment and this was supported by my work place also meaning that as a single parent I could continue to live in the family home and provide for my children without money stresses or fear of losing my home or job. Reviewed on: 23rd May 2025

It gives me a peace of mind of my debt.

5
It gives me a peace of mind of my debt.Thank you so much ! Reviewed on: 23rd May 2025

I found myself in a position where I didn't know whe...

5
I found myself in a position where I didn't know where to go next. I was in a place that I couldn't get out of. Stepchange was recommended to me and straight away the pressure was lifted from me. I cannot thank them enough for the help I have been given and it has allowed me to progress in life. Reviewed on: 23rd May 2025

I have been with them for a lot of years.

5
I have been with them for a lot of years.They have been a life saver for me.Very helpful and understanding sorting out all my debts for me.Couldnt of managed without them.Highly recommend anyone to get in touch with them if they end up in debt. Reviewed on: 23rd May 2025

Absolute perfection.

5
Before a called step change I was feeling suicidal but now I have a reason to live again. Reviewed on: 23rd May 2025

They listen to you and help you sort everything out...

5
They listen to you and help you sort everything out I have gald I Went to them, because I was really low when I got in touch with them and they turned everything around for me Reviewed on: 23rd May 2025

Very helpful

5
Provided me with much needed piece of mind organised a payment plan with which i can afford always helpful and most importantly very kind i cant praise your service enough than you . Reviewed on: 23rd May 2025

I was depressed alot and stressed due to the money I...

5
I was depressed alot and stressed due to the money I owed, step change, changed my life Reviewed on: 23rd May 2025

Been using stepchange for years no problems at all

5
Been using stepchange for years no problems at all Reviewed on: 23rd May 2025

Make the step

5
I was getting to the point I couldn't cope with my payment so I went online for advice,step change didn't make me feel alone and explained everything to me Reviewed on: 23rd May 2025

Do you have a different StepChange product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from StepChange?

  • Mortgage Broker

    from StepChange 5.00 from 6 reviews
    StepChange
    View all products