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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18578 reviews)

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4.92

Based on 18,578 reviews, last reviewed 7th Jun 2026

185400% increase in 5 star reviews

in the past 90 days

1400% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

4

Step change has really helped with getting my debts... Step change has really helped with getting my debts down would be great if you could update your direct debit online though instead of having to call Reviewed on: 7th June 2026

Latest lowest rating:

1

Gave me great peace of mind knowing I was able to ta... Gave me great peace of mind knowing I was able to talk to someone Reviewed on: 28th May 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18578)

Review of the StepChange, Debt advice:

Retaking control

You've come to the end of your tether, swamped by red letters and final notices. So phone StepChange - one of the best half hours of your life. They sort out what you spend on what, what you owe, what you can afford to pay back after allowances are made for the amount you need to live on. Then they sort out the repayments (through them) and companies listen to them whereas they wouldn't listen to you, because they have standing. And the best bit (apart from the relief of finally doing something positive about things) is that they're a charity and won't charge you a penny. Reviewed on: 23rd April 2017

Stepchange - an amazing company!

In 2017, someone got access to my bank account. Back then, security wasn't quite as good as it is now, and I had no idea what had happened until the next day. As well as taking all the money, they also arranged an instant loan, and took that toot. The money was transferred to an offshore account, and that was the end of it, leaving me with no money, and no way of repaying my bills, and the loan repayments. When I spoke to my bank, they suggested I contact Stepchange, and they were brilliant. They contacted all the people I couldn't pay, and sorted an affordable monthly payment, so I didn't have to keep worrying about being in debt, which I had never been in before. 9 years on, I'm still paying it off, but at least I can get on with my life, and not gave to worry about people knocking on my door for money. Stepchange have been amazing, if you have money problems, they're non judgmental, and they will help you. Best thing I ever did! Reviewed on: 28th May 2026

If you are struggling with debt speak to StepChange...

If you are struggling with debt speak to StepChange - I did, and I have found them to be incredibly helpful, supportive and provided me various options to support me clearing my debt, they liaised with my creditors directly so I had that pressure lifted from me and negotiated an affordable repayment plan with them on my behalf. I have found them to be very professional, supportive and none judgemental in their approach and help offered. Reviewed on: 28th May 2026

Very supportive and informative.

Very supportive and informative. Very helpful when you needed. Reviewed on: 28th May 2026

So quick and easy. Amazing company

Really helped me get back on my feet would recommend Reviewed on: 28th May 2026

The customer services are very helpful

The customer services are very helpful Reviewed on: 28th May 2026

Im satisfied with their work solution By helping me...

Im satisfied with their work solution By helping me to pay all my debt Reviewed on: 28th May 2026

Very helpful in helping manag my debts to repay...

Very helpful in helping manag my debts to repay Reviewed on: 28th May 2026

Been brilliant they helped me sort out all my cards...

Been brilliant they helped me sort out all my cards so I pay one monthly payment to them and they pass it on to my creditor. So now I'm not worried every month on how I'm gonna pay them all. Reviewed on: 28th May 2026

Wouldn't have survived without Step change they are...

Wouldn't have survived without Step change they are a life saver we were in so much debt but 10 years later we are in a much better situation with everything under control Reviewed on: 28th May 2026

Step Change help people find peace of mind

Step Change helped me to find peace of mind by helping me to deal with all my debts fairly and affordably. They listened patiently even when I became emotional due to how I fell on hard times and unable to deal with the situation I found myself in. I wish I did this earlier. Reviewed on: 28th May 2026

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