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StepChange: Debt advice reviews

4.92
Based on 18,669 reviews, last reviewed 27th Jul 2026
75680% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

£27,000 of debt ? At a point in my life I had no clue what to do about debt , I was told to give step change a ring , from the first call they was kind and compassionat... Read more Reviewed on: 27th July 2026
Darren d's avatar
Darren d

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18669)

Review of the StepChange, Debt advice:

Excellent from the very first step made me feel so a...

5
Excellent from the very first step made me feel so at ease Reviewed on: 25th May 2025

I was at a point where I didn’t think I could get th...

5
I was at a point where I didn’t think I could get through this, but I have just over a year left. Super helpful, and straightforward. Highly recommend Reviewed on: 6th May 2026

All advisers are polite and deal your problems effec...

5
All advisers are polite and deal your problems effectively Reviewed on: 6th May 2026

This has been a smooth and excellent service from th...

5
This has been a smooth and excellent service from the start Reviewed on: 6th May 2026

Best service ever!

5
Since day one I have received a brilliant service. When I struggled with updating my outgoings, one phone call and the agent was able to assist. I had to request a short payment break and they were really understanding and helpful. Their service is second to none and they are extremely emphatic. Reviewed on: 6th May 2026

Very helpful

5
Very helpful. I couldn't have managed my debts so well without them. I recieved all the information I needed. and the people I spoke to were friendly and practical. Definitely reccommended! Reviewed on: 6th May 2026

StepChange have literally given me my life back and...

5
StepChange have literally given me my life back and I can breath again. They have been absolutely wonderful to deal with listening and speaking with a great deal of emapthy. Reviewed on: 6th May 2026

I had been struggling with my debt for over a year a...

5
I had been struggling with my debt for over a year and felt overwhelmed and stuck in a never ending cycle. StepChange helped me to make sense of my debts, create a budget and make a plan to get me debt free within a set timescale, they gave me some light at the end of what had become a very long and dark tunnel. With StepChanges help I am now able to look forward and feel I have more control over my life and finances. Reviewed on: 6th May 2026

The best thing I could have done.

5
The best thing I could have done. Unable to make the repayments on loans, car finance and overdrafts after COVID I was drowning and stressed. After an internet search I found Stepchange and after a bit of reading plucked of the courage and reached out. From that moment on stress has lifted, my debt is managed and repayments manageable. I am still embarrassed that I ended up hear but have told close family and friends who are supportive. Only negative is impact on credit score but there has to be consequence I guess. Only 18 months to go and that will be sorted too. Stepchange you are great ! Reviewed on: 6th May 2026

A friendly and helpful service

5
A friendly and helpful service that gave me a way out of some pretty heavy debt. I'm hugely grateful for their help and advice. Reviewed on: 6th May 2026

From the start they put me at ease and helped me thr...

5
From the start they put me at ease and helped me through with everything I needed Reviewed on: 6th May 2026