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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18664 reviews)

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4.92

Based on 18,664 reviews, last reviewed 15th Jul 2026

126100% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Just do it with StepChange StepChange has been helping me bounce back from all my debt obligations. They have given me support, advice ans a lot of encouragement. Reviewed on: 15th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18664)

Review of the StepChange, Debt advice:

Step change have been my saviours

They have helped me more than any words can express and I will be grateful to them for the rest of my life Reviewed on: 8th July 2020

Fantastic Service

Simple process and really helpful and respectful staff that never ever make you feel embarrassed. They do everything they can to help you. Reviewed on: 6th June 2025

Step change has given me peace of mind in sorting my...

Step change has given me peace of mind in sorting my debts. Reviewed on: 6th June 2025

Excellent empathetic support.

Excellent empathetic support. Simple and straightforward application. Reviewed on: 6th June 2025

I am extremely grateful to StepChange for their help...

I am extremely grateful to StepChange for their help and support over the last few years, my debts had become totally unmanageable and I was desperate to find a solution. They were very understanding and set up a repayment plan that has been very effective and has helped me enormously to get back on my feet again. I highly recommend them can't thank them enough. Reviewed on: 6th June 2025

Very friendly service and really put you at ease in...

Very friendly service and really put you at ease in a very stressful situation. Reviewed on: 6th June 2025

They took away the stress of dealing separately with...

They took away the stress of dealing separately with a number of creditors and it’s now easy to update my budget for the annual review. I can now deal with everything online at a time to suit me Reviewed on: 6th June 2025

All my anxiety and worry went after I contacted Step...

All my anxiety and worry went after I contacted Step change. I have had DMP in place for a long time with not much left to go. It really has helped me so much. I can now budget better and no longer see my wage disappear through debt when I get paid. I really don't know wht I would have done without the help of Step Change. Reviewed on: 6th June 2025

Stepchange got me breathing again

Stepchange helped me breathe again. I was at an all time low, depressed and struggling to cope. Stepchange took one of the big burdens off my chest by negotiating repayments with all my lenders. And they didn't just stop there. When I had to leave my job and find a new one that paid less, they helped me review my budget and reassessed my payments. Throughout my dealings with Stepchange, they have been always professional as well as caring. They genuinely understood my distress and helped me visualise a future where i would be debt free. Drawbacks? i genuinely cannot think of any. Reviewed on: 6th June 2025

excellent service- good customer care

excellent service- good customer care Reviewed on: 6th June 2025

Very knowledgable and helpful staff.

Very knowledgable and helpful staff. The service they provide is second to none. Reviewed on: 6th June 2025

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