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StepChange: Debt advice reviews

4.92
Based on 18,666 reviews, last reviewed 22nd Jul 2026
75620% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Hi my name is Albert . Hi my name is Albert . I'm very satisfied based on the services given to me so far by Stepchange. It is so much appreciated. Im very grateful thanks ... Read more Reviewed on: 22nd July 2026
Albert Nnokwutem 's avatar
Albert Nnokwutem

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18667)

Review of the StepChange, Debt advice:

Retaking control

5
You've come to the end of your tether, swamped by red letters and final notices. So phone StepChange - one of the best half hours of your life. They sort out what you spend on what, what you owe, what you can afford to pay back after allowances are made for the amount you need to live on. Then they sort out the repayments (through them) and companies listen to them whereas they wouldn't listen to you, because they have standing. And the best bit (apart from the relief of finally doing something positive about things) is that they're a charity and won't charge you a penny. Reviewed on: 23rd April 2017

Made it out the other side

5
Getting the piece of mind that things were no longer spiralling out of control and Step Change having the knowledge and know how on dealing with the many differing and various companies involved in the debt was a huge relief of pressure. Reviewed on: 23rd May 2025

Brilliant very happy with service

5
Brilliant very happy with service Reviewed on: 23rd May 2025

Always helpful and polite.

5
Always helpful and polite.stop telling people to write more Reviewed on: 23rd May 2025

Helped when when things got difficult

5
Helped when when things got difficult Reviewed on: 23rd May 2025

Always helpful non judgmental .

5
Always helpful non judgmental . Helped me to feel in control of my life again , no more sleepless nights and worrying if I have enough at the cash point for what I need , helped me budget Reviewed on: 23rd May 2025

Was very worried and very upset,

5
Was very worried and very upset, that I could not repay my debts, Spoke to Step Change and was put at ease straight away, Reviewed on: 23rd May 2025

Life Changing

5
Very friendly and understanding, changed my life so much not worrying about debt. Reviewed on: 23rd May 2025

Their help was invaluable at a very difficult time.

5
Their help was invaluable at a very difficult time. Always a friendly, non judgmental person at the end of a phone Reviewed on: 23rd May 2025

StepChange Made A Real Difference!!

5
Really helpful, no judgement. Processes were all really simple to understand. Online platform was simple to use and get a quick overview of where you are. I would recommend StepChange to anyone who wants to get a better understanding of their money worries and get the help they need. Finally debt-free thanks to them. Reviewed on: 23rd May 2025

StepChange gave me structure, safety, and a way forw...

5
StepChange gave me structure, safety, and a way forward. From chaos to control, they helped me rebuild — one month at a time. Life-changing support. Reviewed on: 23rd May 2025

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