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StepChange: Debt advice reviews

4.92
Based on 18,663 reviews, last reviewed 12th Jul 2026
126067% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best thing I done to help me with my finances. When I first got in touch with step change I was a bit worried about it. A lot of questions were asked about my finances but the person I spoke to was... Read more Reviewed on: 12th July 2026
Sonya B's avatar
Sonya B

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18663)

Review of the StepChange, Debt advice:

Dare to hope,!

5
I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

StepChange helped my life move forward...

5
I was overwhelmed by my debts & unable to discuss with family.I rang StepChange after plucking up courage to seek help & advice They were non-judgmental & listened to my concerns. For the first time in several years I felt released of the pressure. The process was explained in great depth & it gave me confidence to move forward. Reviewed on: 23rd May 2025

I felt I was getting deeper and deeper into debt ste...

5
I felt I was getting deeper and deeper into debt step change, changed everything our whole lifes Reviewed on: 23rd May 2025

I went from a completely lost and hopeless situation...

5
I went from a completely lost and hopeless situation to feeling like I had got my life back thanks to their expertise and support. I couldn't have done this without them. Thank you Step Change. Reviewed on: 23rd May 2025

Very easy organisation to deal with thanks

5
Very easy organisation to deal with thanks Reviewed on: 23rd May 2025

They helped me remove the stress of being in debt an...

5
They helped me remove the stress of being in debt and paying interest, they know how to talk to my lenders and sorted it out for me! I’m now 5 months away from being debt free! Reviewed on: 23rd May 2025

Dealt with professionally understanding and great help

5
Dealt with professionally understanding and great help Reviewed on: 23rd May 2025

I was depressed but the team were super help .

5
I was depressed but the team were super help . Now I am managing my finances well. At the end of each month o have enough money to survive without going into a loophole of borrowing Reviewed on: 23rd May 2025

They were fantastic helping me and sorting everythin...

5
They were fantastic helping me and sorting everything out Reviewed on: 23rd May 2025

Fantastic financial help.

5
From start to finish Stepchange has helped me get out of a big financial hole that I couldn't manage myself. The staff are brilliant and don't intrude or judge your financial situation. Highly recommend Stepchange. Reviewed on: 23rd May 2025

Very good service always there with the right answer...

5
Very good service always there with the right answers to any questions you ask Reviewed on: 23rd May 2025