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StepChange: Debt advice reviews

4.92
Based on 18,682 reviews, last reviewed 28th Aug 2026
93% decrease in 5 star reviews
in the past 90 days
86% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I got the help I needed to sort all my debts out and... I got the help I needed to sort all my debts out and now I am debt free Reviewed on: 28th August 2026
Amanda 's avatar
Amanda

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

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StepChange Debt advice reviews (18682)

Excellent Service & Ongoing Support!!!!

5
Excellent Service & Support!!! I was in a Very Dark Place & didn't think there was any way forward prior to plucking up the courage to contact StepChange who were and still are So Helpful. I can now see light at the end of the tunnel. Reviewed on: 16th May 2024

They understand your situation and bring a better so...

5
They understand your situation and bring a better solution so I will be comfortable with my finance.listen well and care for you Reviewed on: 16th May 2024

Thank you step change

5
I had debs of around £6000 and was struggling each month to make ends meet. I was borrowing money to pay debt and digging myself into a hole I struggled to get out of. Step change contacted my creditors and arranged an affordable combined monthly payment for myself. Without step change I don't know where is be today. They have changed my life and in 5 years I will be debt free!!! Reviewed on: 16th May 2024

When I first contacted step change I was scared , wo...

5
When I first contacted step change I was scared , worried about my debt , they gave me a helping hand and had empathy and didn’t judge me. Working things out with me took the stress away, I know they are there for me whenever I need to talk to them. Reviewed on: 16th May 2024

Stepchange really helped excellent company ...

5
Stepchange really changed my life around , I was very stressed and couldn’t sleep at all worrying all the time it never went away always on my mind couldn’t tear with worry then I found out about Stepchange the people where excellent as soon as I started talking about everything I could feel my stress levels go down there are there to help not to judge you thank you for everything I can now move on with my life Reviewed on: 16th May 2024

Efficient, fast, helpful.

5
Efficient, fast, helpful. Friendly asvisors Reviewed on: 16th May 2024

Step change changed my life .

5
Step change changed my life ..so understanding and I never once felt belittled speaking with thrm Reviewed on: 16th May 2024

Their customer service is second to none!

5
Always very professional over the phone and definitely show compassion to me on the occasions I’ve needed extra support. The wait times on the phone are also not as bad as I would expect. They have a way of reassuring you too, each customer service representative I’ve spoken to has helped alleviate my worries. Reviewed on: 16th May 2024

Fantastic customer services at all times.

5
Fantastic customer services at all times. Reviewed on: 16th May 2024

Great service

5
Excellent service with people who do their very best to help out. Reviewed on: 16th May 2024

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