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StepChange: Debt advice reviews

4.95
Based on 14,720 reviews, last reviewed 16th Apr 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%

Latest highest rating:

5

Amazing service Stepchange have been amazing help. Debt advice plan in place amazing customer service Reviewed on: 16th April 2026
Kelly h's avatar
Kelly h

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025
Magda 's avatar
Magda

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

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StepChange Debt advice reviews (14720)

Amazing

5
They have helped me so much have been able too sleep so much better since speaking to them Reviewed on: 24th July 2021

So Helpful

5
The team are helpful and compassionate they took the time to understand our situation and gave us several options on what path to choose to resolve it. Reviewed on: 24th July 2021

In Control

5
Since I joined the service has been excellent and put me more in control leaving me feeling positive about my future finances. Step Change keep an eye on my situation and if during my review they feel I am paying too much they will adjust my payments accordingly. Overall an excellent service. Reviewed on: 24th July 2021

Amazing organisation

5
They have helped over the years, without bias or judgment, to help me get back on track and have taught me healthier spending habits. I couldn't have done it without them! Reviewed on: 24th July 2021

Excellent

5
Excellent help and understanding of a difficult situation Reviewed on: 24th July 2021

Gave me peace of mind

5
Great communication and advice, gave me peace of mind when I was struggling to find help with my situation , always friendly and never judging, helped me find a solution and carry on with my life in a dark period Reviewed on: 24th July 2021

Excellent

5
I was so worried when I first contacted step change, but they put me at ease and put me a plan in place, I an so grateful Reviewed on: 24th July 2021

Professional but Caring

5
I have found Step change right from the beginning of my long road out of debt to be both understanding,professional but most importantly giving me Sound advice with regards to my situation... Reviewed on: 24th July 2021

Great Service

5
Reduces anxiety and worry. Quickly gets you ball on track Reviewed on: 24th July 2021

Fantastic service

5
Step change have been a life saver. They have made it possible for me to keep my house and livelihood, by managing my debt and not letting me sink into poverty, and all my assets swallowed up by extortionate interest rates Reviewed on: 24th July 2021

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