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Tembo Money: Cash ISA reviews

4.76
Based on 3,585 reviews, last reviewed 19th Apr 2026
45% decrease in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
10%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Customer service The customer service has been excellent, very straightforward information given which makes things like finding the best saving account essential. Reviewed on: 19th April 2026
Kf's avatar
Kf

Latest lowest rating:

1

Difficult- to navigate and use Difficult- I struggle to find things on the app eg. How to log out. Constant changes especially on Home page mean I just find my way around the app wh... Read more Reviewed on: 5th March 2026
Allyson 's avatar
Allyson

About this product

A Tembo cash ISA can be opened in minutes with as little as £10.

The interest rate is variable and you can have unlimited same day withdrawals with no penalties. Interest accumulates daily and is paid monthly. You can track the performance of your Tembo cash ISA in the app.

Tembo cash ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

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Tembo Money Cash ISA reviews (3585)

User friendly

5
I like the easy to use app and a decent interest rate on the instant cash isa Reviewed on: 3rd February 2026

Very easy to use and a good app, good interest...

5
Very easy to use and a good app, good interest rate too Reviewed on: 3rd February 2026

Very good and competitive interest rate.

5
Very good and competitive interest rate. Reviewed on: 3rd February 2026

No issues at all with Tembo.

5
No issues at all with Tembo. Really pleased Reviewed on: 3rd February 2026

Martin Lewis' recommendation

5
I saw Martin Lewis' recommendation of Tembo with its high/competative interest rate. So I transferred money from my other poor performing interest rate ISA. First time I've done this type of app/online banking and I'm thoroughly impressed and confident in their services Reviewed on: 3rd February 2026

Excellent ISA product.

5
Excellent ISA product. I really appreciate the transparency of the product, with no inflated introductory rate - an actual market leading, competitive rate that doesn’t expire in a matter of months. The Tembo app is also particularly easy to use, which makes depositing and withdrawing easy. Reviewed on: 3rd February 2026

Easy to set up cash ISA - easy to use app and helpfu...

5
Easy to set up cash ISA - easy to use app and helpful advise. Who doesn’t love earning interest each month! Reviewed on: 3rd February 2026

Easy and clear

5
Easy set up and very clear user interface Reviewed on: 3rd February 2026

Competitive interest and easy to use app

5
Competitive interest and easy to use app Reviewed on: 3rd February 2026

Good rates and easy to understand the app if you wan...

5
Good rates and easy to understand the app if you want to check on your savings and add money it is also easy to withdraw money. Reviewed on: 3rd February 2026

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