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Tembo Money: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.91 (1991 reviews)

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4.91

Based on 1,991 reviews, last reviewed 26th Feb 2026

128400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

1 star

Latest highest rating:

5

Easy to use and competitive interest rate. Easy to use and competitive interest rate. Reviewed on: 26th February 2026

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026

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About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

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Tembo Money Lifetime ISA reviews (1991)

We had a really excellent experiene

We had a really excellent experience using Tembo to save for our house deposit, and secure a good mortgage deal. The whole process was smooth and easy to understand. Would highly recommended Tembo to first time buyers! Reviewed on: 3rd February 2026

Great bank for first time buyers

Information and advice on house buying very helpful. Good benefits for nhs workers Reviewed on: 3rd February 2026

Tembo has provided a clear, straightforward banking...

Tembo has provided a clear, straightforward banking experience that feels genuinely customer-focused. Communication is timely and easy to understand, with key information presented transparently rather than buried in jargon. The digital journey is smooth and intuitive, making it easy to access products, track progress, and understand next steps without unnecessary friction. Customer support interactions have been responsive and helpful, with staff demonstrating both product knowledge and a willingness to resolve issues efficiently. Overall, Tembo comes across as a modern, well-organised bank that values clarity, usability, and trust, which makes a noticeable difference compared to more traditional providers. Reviewed on: 3rd February 2026

100% would recommend using Tembo

Tembo allow withdrawals for cash isa without charge which has been really helpful for me. Also I am saving for a house with the LISA, and when the time comes, Tembo offer free mortgage advice which is giving me peace of mind. I have also been able to plan what kind of property I want to purchase with Tembo, and what that might look like in terms of cost, time, location etc. Would definitely recommend using Tembo. Reviewed on: 3rd February 2026

Good investment

Since I started saving with Tembo I have been more prudent and disciplined with my finance Reviewed on: 3rd February 2026

Great experience

Easy app, good benefits, the mortgage service was free and excellent customer service Reviewed on: 3rd February 2026

Excellent service provided for a fraction of the price

Amazing experience although I have not required their assistance much due to not securing a house or needing to use their mortgage advice, knowing it is there for me when I’m ready is amazing. Reviewed on: 3rd February 2026

User friendly app

App is user friendly, rates are good. Reviewed on: 3rd February 2026

I find them so easy to understand and use and I feel...

I find them so easy to understand and use and I feel the most confident with them. Very easy to handle my money Reviewed on: 3rd February 2026

Very easy app to use, no problems

Very easy app to use, no problems Reviewed on: 3rd February 2026

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