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Tembo Money: Lifetime ISA reviews

4.90
Based on 3,153 reviews, last reviewed 27th Apr 2026
10% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
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1%
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0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

Can't recommend enough We wouldn't be able to buy our first house without them! Everyone has been so helpful and communicative the whole journey. Reviewed on: 27th April 2026
Claudia L's avatar
Claudia L

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026
James's avatar
James

About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

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Tembo Money Lifetime ISA reviews (3153)

It's Amazing

5
Since opening a LISA account with Tembo I have saved so much money! Reviewed on: 4th February 2026

Was to use app, good competitive interest rates

4
Was to use app, good competitive interest rates Reviewed on: 4th February 2026

I switched to a LISA and Cash ISA

5
I switched to a LISA and Cash ISA and was very happy with how things were explained and the customer service offered. Security concerns over logging in were explained and addressed. The interest rates are excellent overall and not based on temporary bonuses, which takes the worry out of constantly looking to switch away. Reviewed on: 4th February 2026

Tembo User Interface Great!

5
Opened a lifetime cash isa with Tembo. Nice app and enjoy the newsletter updates. Reviewed on: 4th February 2026

It’s been very positive.

5
It’s been very positive. Especially customer service. Many a time they have put me through and I have learned more about mortgage. Reviewed on: 4th February 2026

Tembo has it all and does it all.

5
Tembo has it all and does it all. The app is great for tracking your goal of buying a house and finding average prices in your area. They run webinars to understand the lead up and process of buying a house. They even have their own mortgage advisers who are free to use! Reviewed on: 4th February 2026

My experience has been perfect

5
My experience cannot be faulted. I initially chose to use Tembo for my lifetime ISA based on them providing the highest interest rate, hence helping my deposit grow the fastest. However, my positive experience is now focussed on the in app experience. For example, user friendly tracking processes that help me gauge when I will have enough of a deposit for my desired property value. I am yet to have an issue with the app so I have had no reason to use the customer services, which can only be viewed as positive. I recommend Tembo to all of my younger family and family friends in preparation for when they turn 18 and start to use a LISA. Reviewed on: 4th February 2026

A super easy savings account with a great App to hel...

5
A super easy savings account with a great App to help keep you on track. Reviewed on: 4th February 2026

Easy to use, and great to save with

5
Easy to use, and great to save with Reviewed on: 4th February 2026

Tembo Money Bank has been a great experience

5
Tembo Money Bank has been a great experience to use. The platform is clear, easy to navigate, and the information is laid out in a very concise and understandable way. Everything feels straightforward and transparent, making it a reliable and user-friendly platform overall. Reviewed on: 4th February 2026

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