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Tembo Money: Lifetime ISA reviews

4.91
Based on 1,991 reviews, last reviewed 26th Feb 2026
128400% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
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1%
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0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and competitive interest rate. Easy to use and competitive interest rate. Reviewed on: 26th February 2026
Abel's avatar
Abel

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026
James's avatar
James

About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

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Tembo Money Lifetime ISA reviews (1991)

Saving for first home!

5
I first opened my Lifetime ISA last year and the information Tembo provided was very informative and very helpful. The Tembo app makes saving for my first home feel realistic. The email updates on interest rates are useful and very transparent. Reviewed on: 4th February 2026

Using Tembo has been easy and effortless with good c...

5
Using Tembo has been easy and effortless with good customer service Reviewed on: 4th February 2026

Great app, great information, great communication.

5
An app that's easy to use, mortgage advice and clear communication all mean I'll stick with Tembo for savings. Regular updates about rates via email mean I always know how well my money is working for me. Thanks, Tembo! Reviewed on: 4th February 2026

Great bank, easy to use, customer services always su...

5
Great bank, easy to use, customer services always super helpful Reviewed on: 4th February 2026

I love my Tembo account, 10/10 recommend

5
I love my Tembo account. The interest rate is fantastic and I have managed to save more towards my first home than I thought would be possible with such a busy and financially hectic home life! The app is great to navigate and gives me lots of motivation to keep saving, I especially love the goals part where I can see my progress clearly and can see how long it would take to achieve my dreams at the rate I’m going! Fantastic service and I couldn’t recommend them more! Reviewed on: 4th February 2026

Recommend

5
No complaints, have recommended to several friends and my partner is now using it too so we can save for a home together. The app is user friendly and easy to use. Reviewed on: 4th February 2026

Easy to use app

4
Easy to use app - very clear and professional Reviewed on: 4th February 2026

Best provider!

5
We use Tembo for our ISAs and Life Time ISAs. Great interest rates, well designed app, and great customer service. Would highly recommend. Reviewed on: 4th February 2026

The Lifetime ISA is excellent value.

5
The Lifetime ISA is excellent value. Communication from Tembo is flawless. I have already recommended Tembo to other people. My sister and two friends also have a Tembo Lifetime ISA after I recommended Tembo to them Reviewed on: 4th February 2026

Tembo is absolutely brilliant. 10/10 recommend this app

5
Very straightforward surface, customer service and quality insights through their learning about mortgage and first time buyer modules. Would highly recommend and have already suggested my family members and close friends try Tembo. Reviewed on: 4th February 2026

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