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Tembo Money: Lifetime ISA reviews

4.91
Based on 2,597 reviews, last reviewed 5th Mar 2026
183000% increase in 5 star reviews
in the past 90 days
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Latest highest rating:

5

Great App and Simple to Manage My Savings I’ve been using the Tembo Money Lifetime ISA for just over a year now and overall I’ve had a really positive experience with it. What I like about Tem... Read more Reviewed on: 5th March 2026
Pamela O's avatar
Pamela O

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026
James's avatar
James

About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

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Tembo Money Lifetime ISA reviews (2597)

Managed to save a lot and the bonuses are super help...

5
Managed to save a lot and the bonuses are super helpful the interest rate is also very good Reviewed on: 19th March 2024

Best rate on the market.

4
Best rate on the market. Downside is that there is a subscription fee. Reviewed on: 19th March 2024

Overall Very Positive

4
Best user interface of any bank I’ve used. Some features don’t always work I.e. the mortgage calculator and sometimes the account won’t load. Good options for investing as lifetime ISAs don’t usually use stocks and shares. Wish I could choose what funds I am investing in specifically. Reviewed on: 19th March 2024

Above and beyond.

5
An amazing app that has everything you need. It goes above and beyond. It doesn't just provide the Lifetime ISA but also has additional features such as mortgages and even asks where you want to live and what type of house, this is then taken to find a deposit. Reviewed on: 19th March 2024

It’s been super easy to start my lifetime ISA savings!

5
It’s been super easy to start my lifetime ISA savings! Everything is explained so well. Reviewed on: 19th March 2024

Great for working towards a savings goal

5
Easy to use, friendly interface and perfect for working on a shared saving goal with someone as you can easily see the breakdown and how close you are to your goal. My favourite part is how many months you are away from buying a property that you are aiming for, as it makes you want to save more to reduce that time. Reviewed on: 19th March 2024

Saves money for me !

5
Saves money for me ! Great help to buy scheme, Reviewed on: 19th March 2024

Great savings account that’s easy to use and access

5
Great savings account that’s easy to use and access Reviewed on: 19th March 2024

So excited to buy our first home!

5
I managed to save a full house deposit with my partner in way less time than I thought it would take, thanks to Tembo. So excited to start looking for our first home together! Reviewed on: 19th March 2024

Top savings provider

5
A good savings provider that ensures good interest rates are provided for customers. Also they run competitions to boost your overall balance. They also provide good information regarding mortgages and financial aids for buying your first home Reviewed on: 19th March 2024

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