Smart Money People Logo

Tembo Money: Lifetime ISA reviews

4.90
Based on 3,153 reviews, last reviewed 27th Apr 2026
4% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

Can't recommend enough We wouldn't be able to buy our first house without them! Everyone has been so helpful and communicative the whole journey. Reviewed on: 27th April 2026
Claudia L's avatar
Claudia L

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026
James's avatar
James

About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

Review Tembo Money: Lifetime ISA now

Help others make smarter decisions by sharing your own experience. Write a review

Tembo Money Lifetime ISA reviews (3153)

Transparent and Helpful

5
Very easy to use, lots of facilities to help understand the process (particularly good as a first time buyer) and clear updates on changes (such as interest rates) and government policy. Reviewed on: 3rd February 2026

Very useful app to help save for first home

5
Very useful app to help save for first home Reviewed on: 3rd February 2026

First time buyer experience

5
Used Tembo to save as a first time buyer, primarily via their ISA and Lifetime ISA offerings. Very satisfied with both customer support and experience on the app. Reviewed on: 3rd February 2026

Very good value for money, good interest rate

5
Very good value for money, good interest rate Reviewed on: 3rd February 2026

Helpful Customer Service

4
When I put money into the wrong saver account, the customer service were responsive and helpful in making understand what I'd done wrong. Reviewed on: 3rd February 2026

Good intrest rate.

5
Good intrest rate. Easy access and good usage of information to learn about mortgage Reviewed on: 3rd February 2026

Tembo best lifetime ISA

5
Really happy with Tembo as an ISA provider. The platform is easy to use, everything is explained clearly, and the whole process feels straightforward and transparent. It’s nice having options that help you save and plan properly for the future, and their support and guidance have been reassuring. Definitely a solid choice if you’re looking for a reliable ISA provider. Reviewed on: 3rd February 2026

Really user friendly and easy to use!

5
Really user friendly and easy to use! All the information is available in the app and information is also provided by email which I find incredibly helpful. Reviewed on: 3rd February 2026

Best LISA provider out there!

5
I have used the lifetime isa service and the free mortgage advice, both have been super easy to use and accessible. The free mortgage advice was super helpful in my plan to buy my first home, even in the early stages of building my deposit. Reviewed on: 3rd February 2026

Really easy to use and intuitive with webinars.

5
Really easy to use and intuitive with webinars. Reviewed on: 3rd February 2026

Do you have a different Tembo Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Tembo Money?

    View all products