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Tembo Money: Lifetime ISA reviews

4.90
Based on 3,139 reviews, last reviewed 31st Mar 2026
230900% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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91%
See only 4 star reviews
8%
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1%
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0%
1 star
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0%

Latest highest rating:

5

Excellent service Abi helped me withdraw my savings fund and she was great. Very kind and very fast with her responses. Reviewed on: 31st March 2026
Declan W's avatar
Declan W

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026
James's avatar
James

About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

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Tembo Money Lifetime ISA reviews (3139)

Very friendly customer service and great services

5
Very friendly customer service and great services Reviewed on: 5th March 2026

Easy to open an account, good customer service

5
Easy to open up and manage an account online. The customer service team is responsive and provides the necessary help quickly. The interest rate could be higher however it is fairly competitive. The app is user friendly. Reviewed on: 5th March 2026

The app format is very simple and easy to navigate.

4
The app format is very simple and easy to navigate. Reviewed on: 5th March 2026

An ideal way to save

5
A close friend of mine recommended Tembo, it helped him hugely with his house deposit and inspired me to do the same. The clear wording and instructions on the app were ideal for someone like me who had never thought very seriously about saving for the future before. I’ve been adding to my account steadily over the past few months and it’s uplifting to see my money go further. Reviewed on: 5th March 2026

I had trouble logging in when I firist signed up but...

5
I had trouble logging in when I firist signed up but one of the customer service reps was helpful in solving the problem, she was pretty nice and im glad I stayed Reviewed on: 5th March 2026

Tembo have been great.

5
Tembo have been great. Their customer service replied very quickly with any questions and they were super helpful. The app make everything so easy to use and saving is made simple. The interest rates are some of the best around so that’s a bonus Reviewed on: 5th March 2026

Very handy app that works well, good interest rates...

5
Very handy app that works well, good interest rates and clearly lays out the interest that has been added. Prompts to save more money are a great encouragement and the information regarding mortgages and ISA’s have been very helpful. Reviewed on: 5th March 2026

Great experience with Lifetime ISA

5
I have been using Tembo exclusively to house my Lifetime ISA and I have had no reason to report anything but excellence. Customer service has been polite, swift and helpful on the two occasions that I made use of them, and as of the time of opening my account, I found no better rate. Reviewed on: 5th March 2026

Great service

5
I have had no reason to contact them Reviewed on: 5th March 2026

It’s very useful I’m so happy to choose Tembo

5
It’s very useful I’m so happy to choose Tembo Reviewed on: 5th March 2026

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