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Tembo Money: Lifetime ISA reviews

4.91
Based on 1,932 reviews, last reviewed 6th Feb 2026
122900% increase in 5 star reviews
in the past 90 days
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7%
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1%
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1 star
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Latest highest rating:

5

Must invest with Tembo Good interest rate! Easy to use App!! What else do you need to start investing money. Reviewed on: 6th February 2026
Pallavi B's avatar
Pallavi B

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026
James's avatar
James

About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

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Tembo Money Lifetime ISA reviews (1932)

Good experience with tembo

4
Set up an account for a lifetime isa and tembo was simple to use and has the best rate on the market as well as a functional app with good intergration to helpneith getting a mortgage. Have used it consistently but would like the option for a stocks and share lifetime isa Reviewed on: 3rd February 2026

Very difficult to set up.

4
Very difficult to set up. Long wait for a Lisa transfer. Very good interest. Reviewed on: 3rd February 2026

Makes managing a LISA super easy.

5
Makes managing a LISA super easy Reviewed on: 3rd February 2026

Great interest rates, always support when I’ve reach...

5
Great interest rates, always support when I’ve reached out definitely greta for first time buyers Reviewed on: 3rd February 2026

Easy app, relevant info, awesome customer service

5
The Tembo app is so easy to use – getting started is effortless. I love how simple it is to check my progress, and the monthly emails letting me know when my interest has landed are a great touch. The newsletters are also really useful, keeping me updated on changes in laws around LISAs and mortgages, without all the confusing political mumbo jumbo. I’ve made use of customer care once when I had issues receiving my OTP, and that too was friendly, efficient and on-point! Reviewed on: 3rd February 2026

Simple instructions and easy to use application.

5
Simple instructions and easy to use application. Clear guidance for how to access the money and what the rates are and how they can change. Regular updates and easy to set a target and connect with a partners saving goals. Reviewed on: 3rd February 2026

Best LISA so far!

5
Market leading LISA rate is all you need to know, easy to use app and clearly able to see account information. I've been reading about their mortgage services and they sound great, I cant wait to give these a try in the next couple of years. Reviewed on: 3rd February 2026

Quick and thorough customer service

5
I’m a nervous person and had a lot of questions before starting up. Tembo was amazing at getting back to me quickly and explaining things simply to me. Reviewed on: 3rd February 2026

I only use Tembo for a LISA and ISA currently but it...

4
I only use Tembo for a LISA and ISA currently but it has been great and easy to use Reviewed on: 3rd February 2026

Tembo quick response

5
My questions for the Lifetime ISA were answered quickly and efficiently, joining Tembo was easy and had no issues at all. Reviewed on: 3rd February 2026

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