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Tembo Money: Lifetime ISA reviews

4.78
Based on 3,161 reviews, last reviewed 9th Jun 2026
99% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

Best LISA provider Had LISA with Tembo and used their services to get mortgage via Barclays. Reviewed on: 9th June 2026
Zeeshan's avatar
Zeeshan

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026
James's avatar
James

About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

Review Tembo Money: Lifetime ISA now

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Tembo Money Lifetime ISA reviews (3161)

Easy set up and great interest rate.

5
Easy set up and great interest rate. Left my high street bank for Tembo I had been using for 35 years. Reviewed on: 5th March 2026

Great provider with high interest rate for my savings.

5
Great provider with high interest rate for my savings. Easy application process from start to finish. Reviewed on: 5th March 2026

The Tembo Mobile app is excellent.

5
The Tembo Mobile app is excellent. It’s a clear and well designed app and has made day to day tasks very easy and clear. Tembo made the process of transferring in an existing LISA very easy indeed and there is as no need for any kind of stress or manual intervention. The interest rates are also very competitive and I hope for the future that this remains so. The company comes across as one that has a wish to look after customers as opposed to putting all efforts int attracting new ones. I have no intention to move my money away from Tembo as a result of these points. Would I recommend Tembo? Yes I definitely would. I trust Tembo with my money. Reviewed on: 5th March 2026

Very good service.

5
Very good service. Very happy with customer surface and all user interface. Great value for money too. Reviewed on: 5th March 2026

Great all rounder

5
The app is easy to navigate, the interest rates are brilliant, and you can clearly see the goals you are saving towards. The ability to link your account to somebody else's provides further clarity on your financial situation and allows you to make more informed decisions when saving. The only thing I would change is sometimes it is difficult to navigate to see how much you money you need to deposit to fulfil the bonus requirements. Reviewed on: 5th March 2026

Easy to open an account - great features

5
Very easy to open an account and link to current account. Excellent rates, very happy with experience. Reviewed on: 5th March 2026

Great service

5
I’ve only had a good experience with Tembo, whenever I had questions in the past their customer service representatives were really helpful and explained everything in detail. I have also recommended Tembo to family who have already used their Lifetime ISA towards buying a property, and they said it was a really easy and quick process. Reviewed on: 5th March 2026

Tembo is a top banking app.

5
Tembo has very competitive interest rates which has kept me a loyal customer over the last few years. The app is very easy to use and puts my money into a better perspective. My interest is payed monthly which is beneficial for my finances. Reviewed on: 5th March 2026

Straightforward to use with best interest rates

4
There was a bit of difficulty when setting up my LISA, with verifying my details and getting it linked with the account I wanted to pay from, however Tembo customer service were super quick, supportive and helpful. Since then I’ve had no issues with my accounts, the app is so easy to use, regular payments plus top ups are simple to manage and Tembo definitely has the best ISA interest rates on the market at the moment Reviewed on: 5th March 2026

Love it!

5
Love it! First place I went to for a LISA and recommended it to all of my family and friends. They all use it now also Reviewed on: 5th March 2026

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