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Tembo Money: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.91 (1993 reviews)

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4.91

Based on 1,993 reviews, last reviewed 4th Mar 2026

128600% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

1 star

Latest highest rating:

5

This has been the best place to start saving for my... This has been the best place to start saving for my first home. Reviewed on: 4th March 2026

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026

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About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

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Tembo Money Lifetime ISA reviews (1993)

Very useful mix of mortgage and finance

Very useful mix of mortgage and finance Reviewed on: 3rd February 2026

Very good customer service and great product.

Very good customer service and great product. Very helpful for a first time buyer. Reviewed on: 3rd February 2026

great experience

I’ve only been paying into Tembo for a few months but I’ve already had such a positive experience and I feel more confident that I can reach my savings goal with their help. Reviewed on: 3rd February 2026

Its a fantastic app from!

Its a fantastic app in general, but also it feels like they truly care about their users and want them to be in the loop about latest trends, changes and financial news. Reviewed on: 3rd February 2026

Black Friday Switching Incentive

The £100 switching incentive for Black Friday was great, and I feel much more confident having my Lifetime ISA with a mortgage broker who can support me when I’m ready to buy. Reviewed on: 3rd February 2026

Top experience with Tembo!

I have been with Tembo for about 6 months now, and it has been extremely easy to use, the app itself gives me all the information I need in a very accessible manner, including price/affordability and timeline predictions, which I find super helpful. I am kept well in the loop via emails - which is important to me specifically when handing the handling of my money over to an external presence. The bottom line and most important factor is, I feel like my money is safe with Tembo - mostly due to accessibility and transparency. Cheers Tembo! Reviewed on: 3rd February 2026

Tembo review

Tembo is very easy to use and has really nice interest rates that help me save the most money. The customer service is also great as well Reviewed on: 3rd February 2026

I think Tembo is brilliant!

I think Tembo is brilliant! I especially enjoy how easy it is to use and how you can set a savings goal and it shows the progress. When I had a question about direct debits their customer service team replied super quickly and were really helpful. As a first time buyer I like that they also provide mortgage support! Reviewed on: 3rd February 2026

Very good rates, not the best app

No complaints at all about the core product. It's a highly competitive rate, and the gov bonuses etc all work as they're meant to with the LISA product. But there's no way of differentiating between saving for a first home and a pension, so all of the messaging is wrong for my situation, and you can't change it. Also minor glitches like my app constantly saying it needs an update when loading up (it's fully updated), and a message saying the transfer of my other ISA could take up to 15 days to complete, even though it was completed months ago. Reviewed on: 3rd February 2026

I didn’t know where to start, everything is set out...

I didn’t know where to start, everything is set out easy and clearly. I know exactly what is happening and where my money is. Probably the best app on my phone, Reviewed on: 3rd February 2026

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