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TotallyMoney: Credit reports reviews

4.73
Based on 1,086 reviews, last reviewed 12th Jun 2026
95100% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
10%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

You are awesome You are awesome nice work keep it up Reviewed on: 12th June 2026
Irfan 's avatar
Irfan

Latest lowest rating:

1

Loan eligiblity Everyday I get email saying I eligible for a loan or card, but I have never been approved for anything on your app Reviewed on: 4th June 2026
Adrian m's avatar
Adrian m

About this product

TotallyMoney offers a free credit report with a live credit score, helping you understand what lenders see.

Powered by TransUnion data, the app breaks down the factors affecting your score and gives you a personalised plan to start improving it. TotallyMoney helps you fix errors, build your score, and apply for credit.

TotallyMoney credit report reviews help you find out what it's really like to be a customer. If you've used TotallyMoney before, you can leave a review and share your experience.

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TotallyMoney Credit reports reviews (1086)

I've been with Totally money for over 9 years and wo...

5
I've been with Totally money for over 9+years and would/have recommended to many friends & family over the years. After an issue with a mobile service provider who impacted my perfect credit history /file over an amount of less than £50, Totally money alerted me by e-mail immediately, so I could get it resolved. As a 55yr old, an excellent credit file & report is incredibly important, thanks to Totally money, I can check in often to make sure everything is ok. Highly recommended. Reviewed on: 16th May 2026

Very handy app, all in one.

5
Very handy app, all in one. I am using as an first stop to check credit scores etc Reviewed on: 16th May 2026

Recommend everyone

5
Good experience to know how my credit score is Reviewed on: 16th May 2026

Handy app

4
Really handy to have on an app however it isn’t always accurate and doesn’t always update either. I like that you have live offers though and the app is really easy to use. Reviewed on: 16th May 2026

Totally Money always gives me updates about my credi...

5
Totally Money always gives me updates about my credit score. I even got a loan through their updates. Reviewed on: 16th May 2026

Simple and easy to use

5
Simple and easy to use, can see my credit score and report, and can check multiple items like credit cards that you can apply for according to your credit score and you can choose which one you want to apply for Reviewed on: 16th May 2026

It keeps you updated

5
It keeps you updated about your credits file Reviewed on: 16th May 2026

always upto date and easy access very good service w...

5
always upto date and easy access very good service would defo recommend has all the info needed Reviewed on: 16th May 2026

Keep me up to date with new offers and without them...

5
Keep me up to date with new offers and without them my credit score would still be poor they found credit cards for me that other lenders wouldn't touch me , highly recommend Reviewed on: 16th May 2026

Always timely updates and information

5
Always timely updates and information Reviewed on: 16th May 2026

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