Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

TotallyMoney: Credit reports reviews

View other TotallyMoney products
4.73
Based on 1,273 reviews, last reviewed 31st Aug 2026
13% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Changed to totally money it’s free and gives more in... Changed to totally money it’s free and gives more information than other apps Reviewed on: 31st August 2026
Naheem H's avatar
Naheem H

Latest lowest rating:

1

Loan eligiblity Everyday I get email saying I eligible for a loan or card, but I have never been approved for anything on your app Reviewed on: 4th June 2026
Adrian m's avatar
Adrian m
Read all reviews Write a review

About this product

TotallyMoney offers a free credit report with a live credit score, helping you understand what lenders see.

Powered by TransUnion data, the app breaks down the factors affecting your score and gives you a personalised plan to start improving it. TotallyMoney helps you fix errors, build your score, and apply for credit.

TotallyMoney credit report reviews help you find out what it's really like to be a customer. If you've used TotallyMoney before, you can leave a review and share your experience.

Review TotallyMoney: Credit reports now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

TotallyMoney Credit reports reviews (1273)

I use for credit score and happy

5
I use for credit score and happy Reviewed on: 17th May 2026
Debbie M's avatar
Debbie M

Used totally money for a long time would definitely...

5
Used totally money for a long time would definitely recommend Reviewed on: 17th May 2026
John S's avatar
John S

Absolutely brilliant.

5
Absolutely brilliant. Feels a lot more organised than other sites. Very simple and easy to display figures and amazing categorisation for ease of use! As well as being very enhanced when you need it to be! Would definitely recommend to anyone looking to keep track or keep on top of their finances!! 5 Star! Reviewed on: 17th May 2026
Ahsan Pervez's avatar
Ahsan Pervez

Excellent service, great help, very useful

5
Excellent to have, would recommend to all Reviewed on: 17th May 2026
Dean Harper's avatar
Dean Harper

Excellent service

5
Excellent service and very helpful Reviewed on: 17th May 2026
Shazad choudry 's avatar
Shazad choudry

excellent report

5
Excellent report, easy access when need, every detail is available correctly and no issues Reviewed on: 17th May 2026
Carla B's avatar
Carla B

TotallyMoney is the best credit reports checker in t...

5
TotallyMoney is the best credit reports checker in the UK and it’s for free couldn’t be happier Reviewed on: 17th May 2026
Rudy's avatar
Rudy

Financial support

5
Since I joined totally money I was unsure of my financial status but I now have a fantastic experience and am able to see live updates which shows me how I am doing, it keeps me informed and shows me how to make improvements Reviewed on: 17th May 2026
Derek Zellman 's avatar
Derek Zellman

very limited information unless you force payment

3
very limited information unless you force payment from customers who may be using your service because they are already in financial hardship and trying to improve matters Reviewed on: 17th May 2026
paul h's avatar
paul h
Reply from TotallyMoney Thank you for your feedback. We would like to assure you that TotallyMoney is totally free and always will be. We do not ask for our customers' card details at any point in the process as we want them to feel assured that they will not be charged for use of our services. The TotallyMoney Customer Ops Team Response date: 21st May 2026
Totally Money logo
TotallyMoney

Easy peasy

5
Easy way to keep an eye on your credit score & ways to improve this. Reviewed on: 17th May 2026
Poohchick's avatar
Poohchick

Review TotallyMoney: Credit reports now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill