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TotallyMoney: Credit reports reviews

View other TotallyMoney products
4.73
Based on 1,273 reviews, last reviewed 31st Aug 2026
13% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Changed to totally money it’s free and gives more in... Changed to totally money it’s free and gives more information than other apps Reviewed on: 31st August 2026
Naheem H's avatar
Naheem H

Latest lowest rating:

1

Loan eligiblity Everyday I get email saying I eligible for a loan or card, but I have never been approved for anything on your app Reviewed on: 4th June 2026
Adrian m's avatar
Adrian m
Read all reviews Write a review

About this product

TotallyMoney offers a free credit report with a live credit score, helping you understand what lenders see.

Powered by TransUnion data, the app breaks down the factors affecting your score and gives you a personalised plan to start improving it. TotallyMoney helps you fix errors, build your score, and apply for credit.

TotallyMoney credit report reviews help you find out what it's really like to be a customer. If you've used TotallyMoney before, you can leave a review and share your experience.

Review TotallyMoney: Credit reports now

Help others make smarter decisions by sharing your own experience.
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TotallyMoney Credit reports reviews (1273)

Simple App

5
I use the app, which is very simple to use. I found that the credit score was a better reflection of the reality of my financial situation. I have managed to use this service to improve my credit score over the past couple of years. Reviewed on: 17th May 2026
Lu T's avatar
Lu T

know where I am with score whats going on with my fi...

5
know where I am with score whats going on with my finances Reviewed on: 17th May 2026
martyn 's avatar
martyn

TotallyMoney Credit for qui...

4
I have been using TotallyMoney Credit report for quite a few years to find suitable credit cards/loans. I have always found them useful, plus the credit reports every month, this explains how in doing. Reviewed on: 17th May 2026
Janice Larson's avatar
Janice Larson

Very good app to keep track of your credit file and...

5
Very good app to keep track of your credit file and to help you understand the issues that might affect your score Reviewed on: 17th May 2026
Marius's avatar
Marius

Still trying to get a loan and limited time to...

3
Still trying to get a loan and limited time to get it Reviewed on: 17th May 2026
MR A's avatar
MR A
Reply from TotallyMoney Thank you for your feedback. To see which credit products you're eligible for, please log onto your TotallyMoney account, select the Offers tab and compare the product you're interested in. You'll be shown products based on your eligibility with an indication of how likely you are to be accepted. To apply, you'll need to click 'Apply' where you can complete the application directly with the lender offering the product. Unfortunately, if you are not currently eligible for a loan, you may not see any options for this. We apologise for any inconvenience that this has caused. The TotallyMoney Customer Ops Team Response date: 21st May 2026
Totally Money logo
TotallyMoney

totallymoney is very great.

5
totallymoney is very great.I always get support and help from this Reviewed on: 17th May 2026
muhammad u's avatar
muhammad u

Great service

5
Great service and a good all round service to follow your credit score and profile Reviewed on: 17th May 2026
Kegger's avatar
Kegger

Good digital content and experience

5
Good digital content and experience Reviewed on: 17th May 2026
Omiyanju B's avatar
Omiyanju B

Good service

5
Always has information accurate and never had any issues. Helps me see what’s going well and not Reviewed on: 17th May 2026
Tanyel 's avatar
Tanyel

Excellent business easy to understand and read infor...

5
Excellent business easy to understand and read information Reviewed on: 17th May 2026
andrew g's avatar
andrew g

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