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TotallyMoney: Credit reports reviews

View other TotallyMoney products
4.73
Based on 1,273 reviews, last reviewed 31st Aug 2026
13% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Changed to totally money it’s free and gives more in... Changed to totally money it’s free and gives more information than other apps Reviewed on: 31st August 2026
Naheem H's avatar
Naheem H

Latest lowest rating:

1

Loan eligiblity Everyday I get email saying I eligible for a loan or card, but I have never been approved for anything on your app Reviewed on: 4th June 2026
Adrian m's avatar
Adrian m
Read all reviews Write a review

About this product

TotallyMoney offers a free credit report with a live credit score, helping you understand what lenders see.

Powered by TransUnion data, the app breaks down the factors affecting your score and gives you a personalised plan to start improving it. TotallyMoney helps you fix errors, build your score, and apply for credit.

TotallyMoney credit report reviews help you find out what it's really like to be a customer. If you've used TotallyMoney before, you can leave a review and share your experience.

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TotallyMoney Credit reports reviews (1273)

Totally money get commission for bombarding there cu...

1
Totally money get commission for bombarding there customers with credit card offers that are false ! They say your pre approved but when you apply your automatically turned down. Which affects your credit score with all the searches. Reviewed on: 17th May 2026
GW's avatar
GW
Reply from TotallyMoney Thank you for taking the time to leave a review, although we are sorry to hear about your dissatisfaction with our service. As a broker, our goal is to provide you with products that you're most likely to be accepted for, based on the information we receive from the lender and the data we hold. It's important to note that even with pre-approval, the final decision lies with the lender, who conducts their own checks and assessments using their own criteria. To gain more insight into why your application wasn't accepted, I suggest contacting the lender directly to see if they can provide you with any further insight. Once again, we apologise for any inconvenience that this may have caused. All the best. The TotallyMoney Customer Ops Team Response date: 21st May 2026
Totally Money logo
TotallyMoney

You always update me with my credit score n what I n...

5
You always update me with my credit score n what I need to do to improve it Reviewed on: 17th May 2026
Mr Seenivassen Mootoosawmy 's avatar
Mr Seenivassen Mootoosawmy

Useful tool but could be improved to show all accounts

4
Would be helpful to be able to see all open accounts so as to ensure entiurely accurate. Reviewed on: 17th May 2026
Graham E's avatar
Graham E

AS LONG AS THEY DO IT ON THE PHONE I...HELP

5
AS LONG AS THEY DO IT ON THE PHONE I AM OK Reviewed on: 17th May 2026
CHRISTINE WHITTLE's avatar
CHRISTINE WHITTLE

Favourite app!!!

5
Easy to navigate, efficient app, I love that it’s all in one place and gives you live daily updates on your credit score. I also love that I can connect my bank and it tells me which bills are unpaid! Overall one of my most used apps - much better than clear score/ Experian. Reviewed on: 17th May 2026
Kayleigh f's avatar
Kayleigh f

Always liked my experience with them.

4
Always liked my experience with them. No issues. Reviewed on: 17th May 2026
Mark M's avatar
Mark M

Very good

5
Very good always theif to help and wouks recmmed Reviewed on: 17th May 2026
Melinda Wardle's avatar
Melinda Wardle

Keeps you up to date with new offers

5
Keeps you up to date with new offers Reviewed on: 17th May 2026
Jac T's avatar
Jac T

Excellent.

5
Excellent. Good service to navigate Reviewed on: 17th May 2026
MRS L's avatar
MRS L

Always up to date and very accurate.

5
Always up to date and very accurate.always will show good deals on all financial levels Reviewed on: 17th May 2026
Andrew 's avatar
Andrew

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