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TotallyMoney: Credit reports reviews

4.73
Based on 1,273 reviews, last reviewed 31st Aug 2026
13% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Changed to totally money it’s free and gives more in... Changed to totally money it’s free and gives more information than other apps Reviewed on: 31st August 2026
Naheem H's avatar
Naheem H

Latest lowest rating:

1

Loan eligiblity Everyday I get email saying I eligible for a loan or card, but I have never been approved for anything on your app Reviewed on: 4th June 2026
Adrian m's avatar
Adrian m

About this product

TotallyMoney offers a free credit report with a live credit score, helping you understand what lenders see.

Powered by TransUnion data, the app breaks down the factors affecting your score and gives you a personalised plan to start improving it. TotallyMoney helps you fix errors, build your score, and apply for credit.

TotallyMoney credit report reviews help you find out what it's really like to be a customer. If you've used TotallyMoney before, you can leave a review and share your experience.

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TotallyMoney Credit reports reviews (1273)

Totally Money Experience

5
My experience with Totally Money has been excellent. I have had no problems what so ever with them. I would Totally recommend them to friends , family and even strangers. Reviewed on: 17th May 2026

Everything is perfect and helpful with this app .

4
Everything is perfect and helpful with this app ..I can manage my card and can choose what is best for me Reviewed on: 17th May 2026

Very easy to use very detailed most easiest site ive...

5
Very easy to use very detailed most easiest site ive been and used Reviewed on: 17th May 2026

Helpful service

5
It has really helped me keep track of my finances and options for lending. Reviewed on: 16th May 2026

Very good and informative about my credit score...

5
Very good and informative about my credit score Reviewed on: 16th May 2026

Always had a good experience with customer service,...

5
Always had a good experience with customer service, they’ve always been kind and helpful:) Reviewed on: 16th May 2026

Friendly people i am very happy with you service

5
Friendly people i am very happy with you service Reviewed on: 16th May 2026

I've been with Totally money for over 9 years and wo...

5
I've been with Totally money for over 9+years and would/have recommended to many friends & family over the years. After an issue with a mobile service provider who impacted my perfect credit history /file over an amount of less than £50, Totally money alerted me by e-mail immediately, so I could get it resolved. As a 55yr old, an excellent credit file & report is incredibly important, thanks to Totally money, I can check in often to make sure everything is ok. Highly recommended. Reviewed on: 16th May 2026

Very handy app, all in one.

5
Very handy app, all in one. I am using as an first stop to check credit scores etc Reviewed on: 16th May 2026

Recommend everyone

5
Good experience to know how my credit score is Reviewed on: 16th May 2026

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